Complaint Review: Creditacceptance.com - Southfield Michigan
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- Creditacceptance.com www.creditacceptance.com Southfield, Michigan U.S.A.
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- Category: Car Financing
Credit Acceptance Corp petty-ness exudes them. Southfield Michigan
*Consumer Suggestion: Read your contract especially the GPS one
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they are really something, I was behind on a car pymet in july for 160.00, that i forgot that i only partially paid. however my subsequent pymts of 360.00 were made promptly.
then in the last week of sept i hear that all to familiar ringing/pringing in my ears of a pymt due from that device that was im planted in the car. i called them to mention that i chk'd my records and that yes only a partial pymt was made a another one would be forth-coming. in their infinite wisdom two days later they killed the car.
i made the pymts then the car was turned baCK ON.
I WAS TOLD that this action was totally illegal.
and to make matters really petty. when i called credit accept to make sure that they rec'd the pymt, i was told that there was a bal of .32.
u know where they can stick the .32 dont u ??!!
Craigala
patchogue, New York
U.S.A.
This report was posted on Ripoff Report on 10/04/2008 11:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/creditacceptancecom/southfield-michigan/credit-acceptance-corp-petty-ness-exudes-them-southfield-michigan-378374. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Read your contract especially the GPS one
AUTHOR: Renee - (U.S.A.)
SUBMITTED: Monday, December 08, 2008
"They" did not kill your car, due to you defaulting on the payment and the payment system indicating you have a deliquent balance on the account a signal is sent to the car to disable it. This is all done automaticallty and there is nothing that cab be done to stop it. I can assure you the action is not illegal as you signed a contarct at the time of purchase that indicates your car will be disabled for non-payment (and partial payments count as non-payment).
You have no one to be angry with other than yourself. You signed a contract and agreed to pay $X every month and failure to do that is considered defaulting on your agreement event if it is just one day late. I would also advise paying that .32 if you have not already done so. I have seen companies that will assess late fee on deliquent balances (and .32 is considered a deliquent balance) which could result in balance on your account and your car being disabled again.
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