Complaint Review: David And Victor Tuaty - Coral Gables Florida
- David And Victor Tuaty 1360 S. Dixie Highway Coral Gables, Florida U.S.A.
- Phone: 305-667-8871
- Web:
- Category: Mortgage Companies
Victor Tuaty And David Tuaty, EWM Real Estate And Mortgage Faked my signature and FORCED me to use their mortgage company Ripoff Coral Gables Florida
*REBUTTAL Individual responds: Absolutely ludicrous Lies
*UPDATE Employee: Ludicrous complaint from a licensed real estate agent.
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Victor Tuaty had an investment house listed for sale and I made an offer. After I applied for a mortgage I was denied and asked to cancel the contract and get my deposit back. Under Florida law you can cancel and get your money back if you do not get financing. Victor said he would not give me my money back and had his son David call me. David is a mortgage broker and said I had to use him to get a mortgage or I would lose my deposit.
I was forced to take 2 mortgages, one at 10% interest and the other at 11.7%. David put 100% financing on the house even though I already gave them a 10% deposit. I am also stuck with a ridiculous prepayment penalty even though he knew I bought the house to sell it in less than a year. He took FOUR MONTHS to get the mortgage (I submitted the offer in August and closed on the house in December). Every time I called there was something else wrong.
In the end David called me ON THE DAY of the closing and said I needed to close right away. The title agent's office was an hour and a half from where I lived! I could not even do a walkthrough of the house because he did not give me time. Then I found out Victor or his assistant FORGED MY SIGNATURE on the seller's disclosure!! The seller also had his signature forged on the contract!!
There were a lot of things that were not done to the house that the seller was supposed to. Especially evicting the tenant... I had to evict her myself after she stopped paying the rent for 2 months and spent $400, not to mention the lost rent. The seller said he wasn't told by the real estate agent to evict the tenant. I would not have closed on the house if I knew she was still living there!
I am stuck with a house that I can't even sell because David sent his own appraiser and had the house appraised for way more than it was worth.
DO NOT GO NEAR THESE PEOPLE. THEY ARE ALL SCAM ARTISTS!!! They do not care about anything except to make a quick dollar. They would rip off their own mother!!!
Stephanie
Plantation, Florida
U.S.A.
This report was posted on Ripoff Report on 06/23/2006 12:58 PM and is a permanent record located here: https://www.ripoffreport.com/reports/david-and-victor-tuaty/coral-gables-florida-33146/victor-tuaty-and-david-tuaty-ewm-real-estate-and-mortgage-faked-my-signature-and-forced-m-197823. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 REBUTTAL Individual responds
Absolutely ludicrous Lies
AUTHOR: Victor - (U.S.A.)
SUBMITTED: Tuesday, September 02, 2008
After almost three years that Stephanie placed this complaint against me, a Broker who knows me very well brought this post to my attention. It was very hard to find all the documents from this transaction but I have been able to put everything together and I would like to clarify this ridiculous accusation against my son and me.
Stephanie, a licensed real estate agent who was with Fortune International at that time, sent me an offer for a listing. After a few days of negotiating, the contract was accepted. Stephanie deposited only $1,000 with HER real estate company. After that we did not have any other communication with her until the due diligence and commitment period for the mortgage had expired. The Seller was ready to close. At that time she mentioned to me that she was unable to find 100% financing and was going to have to cancel the contract.
I suggested that she contact my son David, a licensed mortgage broker and maybe he could find a mortgage for her. Since her due diligence and commitment period was expired the Seller was able to retain her deposit and I assumed she didn't want to lose it. David obtained 100% financing for her like she requested and she closed the deal. Ms. Liu collected a $4,000 commission. Her facts are inaccurate, incorrect and there is no basis for her complaint. It's quite possible that she had buyer's remorse. She is a licensed Realtor, not a victim, she knows contracts and she knows that she could have been released from this sale prior to the expiration period. Her accusations are ludicrous.

#1 UPDATE Employee
Ludicrous complaint from a licensed real estate agent.
AUTHOR: Victor - (U.S.A.)
SUBMITTED: Monday, August 25, 2008
After almost three years that Stephanie Liu placed this complaint against me, a Broker who knows me very well brought this post to my attention. It was very hard to find all the documents from this transaction but I have been able to put everything together and I would like to clarify this ridiculous accusation against my son and me.
Stephanie Liu, a licensed real estate agent who was with Fortune International at that time, sent me an offer for a listing. After a few days of negotiating, the contract was accepted. Stephanie deposited only $1,000 with HER real estate company. After that we did not have any other communication with her until the due diligence and commitment period for the mortgage had expired. The Seller was ready to close. At that time she mentioned to me that she was unable to find 100% financing and was going to have to cancel the contract.
I suggested that she contact my son David, a licensed mortgage broker and maybe he could find a mortgage for her. Since her due diligence and commitment period was expired the Seller was able to retain her deposit and I assumed she didn't want to lose it. David obtained 100% financing for her like she requested and she closed the deal. Ms. Liu collected a $4,000 commission. Her facts are inaccurate, incorrect and there is no basis for her complaint. It's quite possible that she had buyer's remorse. She is a licensed Realtor, not a victim, she knows contracts and she knows that she could have been released from this sale prior to the expiration period. Her accusations are ludicrous.


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