Complaint Review: Debt Settlement USA Ripped Me Off Too! - Scottsdale Arizona
- Debt Settlement USA Ripped Me Off Too! debtsettlementusa.com Scottsdale, Arizona U.S.A.
- Phone: 180-0-230-3301
- Web:
- Category: Credit & Debt Services
Debt Settlement USA Ripped Me Off Too! They have $2000 of mine and I have $2500 in late fees and a poor credit score. Scottsdale Arizona
*Consumer Comment: RE:
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We wish we knew about this website before I joined DSUSA. We're entering our 7th month with DSUSA, and so far they have a little over $2000 of my money. We have over $2500 in late fees. My wife's credit score has from 705 down to 610. My score has gone from 640 to 580. So far, only one of our 6 credit cards has sued me, if that's hardly good news. At the time of enrollment we were current on even debt we have, but weren't getting anything paid off. So, I decided to call DSUSA and see if they could help me get rid of my debt, big mistake.
They talked us into stopping all payments to my credit cards so we can save money and they can offer a settlement. In the mean time, all they have done is take our money and send out limited POA forms, in which none of my creditors claim to have received. Our situation keeps getting worse and they tell us everything is going as planned and will be ok. Now we have a lawsuit against us and they tell me I don't have to go to court!? I wish I seen this website before I joined.
I am sending my opt out letter today. We can't get any of our fees back, our credit is ruined, and now we're in further debt than when we started because of late fees. If anyone out there has any advice for me or is planning to go into a class action lawsuit please contact us. I am looking for an attorney this week.
Jake
Hammond, Indiana
U.S.A.
This report was posted on Ripoff Report on 04/22/2009 02:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/debt-settlement-usa-ripped-me-off-too/scottsdale-arizona/debt-settlement-usa-ripped-me-off-too-they-have-2000-of-mine-and-i-have-2500-in-late-fe-445884. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
RE:
AUTHOR: John - (U.S.A.)
SUBMITTED: Wednesday, April 22, 2009
Now we have a lawsuit against us and they tell me I don't have to go to court!?
===============================================
This is blatantly incorrect information.
* DO NOT FAIL TO SHOP UP on the appointed court date. This is the worst mistake you can possibly make. If you don't show up they'll get a default judgement against you on their terms...meaning two to three times the original amount of debt. You could also by looking at wage garnishment of up to 25% of your wages.
* Bring complete summaries of your income with proof: pay stubs, copies of utility bills...This way you can at least negotiate a better repayment plan with the judge.
* If they win a judgement they may be able to freeze your checking accounts. If you have any sizable amount of money, you might want to pull if out of your checking accounts and put the money into a safe deposit box.
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At this point you should probably cut your losses and get out of this contract. Settle directly with your creditors. FYI: There is no undoing the damage to your credit rating. See Suze Orman's advise:
http://www.youtube.com/watch?v=jS43XFa3KGU


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