DJR Group LLC DJR Group RIP OFF! Calling from India threatening a lawsuit! Help! Internet, Internet

DJR Group LLC. I applied for a payday loan online, but once I realized no-one was giving me the amount I was requested, I declined all of them and NEVER made an authorization for them to debit anything to my account, yet they put 300.00 out of nowhere. I got online to investigate this suspicious charge, and it came up with outrageous amounts of consumer rip-off reports....in turn, I closed my bank account, making sure I would not be ripped off as well, knowing that I had tried to contact these people on SEVERAL occasions but all they have is an e-mail address. Once they realized they could not pull any money out of my closed account, some indian sounding guy that is VERY hard to understand calls me claiming to be "Anthony Hopkins" Threatening they will take me to court....this is after they sold my information to a 3rd party who had already taken out 150.00 out of my account. I will be getting a lawyer.