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Ripoff Report | Drive Financial Review - Texas - Drive financial rule
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Report: #475349

Complaint Review: Drive Financial - Texas

  • Submitted:
  • Updated:
  • Reported By: — Ely Nevada
  • Author Confirmed What's this?
    • Why?
  • Drive Financial Drive.com Texas U.S.A.
  • Phone:
  • Web:
  • Category: Loans

Drive Financial Rule of 78's Dallas Texas

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All of you who have any credit issues need to be sure that you are not signing for a loan that uses the Rule of 78's to calculate interest. This is a VERY antuiquated, redatory type of loan.

I, too had a loan from Drive Financial. When I refinanced out of the loan I learned I had not paid ANY principal. When Drive was pressed to answer why we found that our payments had all gone to interest that was calculated for the life of the loan and added to the front end.

In some states these type of loans are illegal and they are typically only used by subprime lenders.

Beware of this type of loan and be sure to ask if this is how your interest is calculated!

Carpoor
Ely, Nevada
U.S.A.

This report was posted on Ripoff Report on 07/31/2009 01:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/drive-financial/texas/drive-financial-rule-of-78s-dallas-texas-475349. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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