Drive Time, DT Acceptance Loan Sharks bite is worst than a shark, they take advantage of everyone who walk through thier door. Bad Credit, Good Credit or Excellent Credit - you are a victim. Georgia, Phoenix, Arizona

You made some key mistakes in buying your truck:

1. Your credit score. Did you find out your score before or after you made your purchase? 677 is a better than average score and you could have attained financing just about anywhere with a decent interest rate. Drive time preys on customers with bad credit or who don't know their credit score. If you know your score and securing financing in advance you can avoid places like this all together.

2. Know what vehicle you want before you arrive at a car lot and research it. Web sites like KBB and Edmunds will give you a great starting place for price. Although local marketing conditions will ultimately determine the price it should not be too far from KBB estimates. This way you can tell if a car dealer is trying to sell a vehicle for thousands more than what it is worth. Additionally check out consumer reports to determine the vehicle's quality and estimated reliability.

3. Once you find the vehicle you want make sure you get a carfax report on it if it is a used vehicle. Sometime however previous damage is not reported on carfax so take the vehicle to a reputable service center for an engine diagnostic and body and frame check. This will cost you some money but it could end up saving you thousands of dollars.

4. When you get to the finance office make sure you read every scrap of paper thoroughly. If you don't understand something ask, and don't move on until you are satisfied with the answer. Remember to get copies of everything and never sign a blank sheet.

5. Although Drive time my rip off a higher number of black people in your area they are equal opportunity rip off artists. They do not target minorities they pray on the uninformed and the desperate.

I am in the military and one of the basic tenants of warfare is: know thy enemy. If you arm yourself with the facts no one can take advantage of you. Remember, knowledge is power. I hope this has helped you and I hope that your next car buying experience is a pleasant one.

Best wishes, Evan

Now they want my deed or contract on my house so that they may compare the records at the County Court House concerning my residency. What! who have ever heard of this? DriveTime have gone uncheck and needs some correction. I am not behind on payments and if i was I am putting my house up for colaterial. DriveTime is type of mofia.

Attorney Must Help! Please Help!