first national collection bureau, inc. sent false collection notice for $2,910.98 settle for 3 payments of $97.03 each sparks Nevada

Trying to collect on an non-existant bill from Bank of America for the amount of $2910.98. With option of settling for 90% with 3 payments of $97.03.

 Three different addresses on report as follows

1.) Company letterhead: First national collection Bureau, Inc. 610 Waltham Way, Sparks, NV. 89434 phone num (800)824-6191 office hour Mon-Friday 6AM- 6PM Sat 6Am- noon PST.

2.) Return Address Service Requested: Dept. 21377, PO Box 1259, Oaks, PA. 19456

3.) Ref# 057138607- FNCB INC. PO Box 51660, Sparks, NV 89435- to send payments.