First National Collection Bureau, Inc. Security Credit Services, Inc, LLP I do not know who this company is and have never done business with them, nor have I ever heard of them. Sparks, Nevada

This company also gives an address of a P.O. Box 1259 Department 21377, Oaks, Pa. 19456.

It lists an account number and a reference number and a so-called creditor called Security Credit Services claiming that I owe them 1,448.39. and that I have to make 3 monthly installments at a 40% discount if I pay now at $289.28 per month. First of all, I do not owe them any money. I have never heard of them and I have never received a bill from a so-called company they say they represent. I believe this has to do with a payday advance and they have taken my personal information from an application for that and have tried to con me into paying them some massive amount. If I borrow money, I pay it back. I get harrassing phone calls at my job from some outsourced Indian man with a thick accent. I get requests for auto loans I never applied for, I get calls for insurance quotes I have never requested, I get constant requests for credit card offers that I do not want nor have I rquested. This is all related to this scam system along with countless phone numbers all either non-working numbers or lines are busy not allowing me to return the calls anyway. I received this letter in the mail this week and do not want to call them or speak to them but I do not want this garbage showing up on y credit report. These companies require that you apply for a free credit reort and state that you have 14 days to cancel. Once you call and cancell. they continue to bill you, I guess, even tho they tell you that you have cancelled your "membership" in the proper amount of time. I am certain they got my info by telling me that they were some loan consolidation conmpany. They probed you for as much personal info they possibly can and then when they ask you for their offers I say No I am not interested, all they were trying to do the whole tie was obtain my information and they did. Now they are using it to take every penny i own. I absolutely fel violated and this should be illegal. I am going to have to close my accounts and try to re-create personal information making it more private. I think this company is dfinately associated with these payday advance companies and they even charge you a fee for applying and never even give you the money, but they give all your personal data to countless crooks.
A. This company needs to tell me when this account was opened,
B. where,
C. the amount,
D.  what kind of service it was,
E. how much was the credit for,
F. what name was on the original account,
G.what the terms of the account were,
H. what the payoff information was,
I. what the original account number was, and
J. what payments were made on this account.
If none of this information can be given to me, there is no way I will cooperate with this scammer.
 Shery, Lake Worth, Florida