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Report: #186161

Complaint Review: Javitch Block & Rathbone - Sears Roebuck . - Cleveland Ohio

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  • Reported By: kingsville Ohio
  • Author Confirmed What's this?
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  • Javitch Block & Rathbone - Sears Roebuck . 1300 E 9th St. 14th Fl B C Bldg. Cleveland, Ohio U.S.A.

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Sears is suing me via JB&R for a debt that isn't even mine!! I have requestsed proof numerous times, and told them if they give it, I'll pay it. Even gave written dispute as required by FDCPA, but they still refused. Also threatened garnishment and disclosed debt to a 3rd party. FDCPA violators!!

They have lied when I filed report with Ohio AG's office. Think they're trying to scare me into paying. If they can't prove it, they can't collect it. But we go to court the 26th of April.

Don't think they'd be so dumb to have proof and refuse to give it, as I have proof I sent them a letter of dispute. Besides, the account went to collections in Jan. or Feb. 1999 at the latest. The SOL in OH for credit cards is 4 yrs. Any help here or thoughts?

Amanda
Kingsville, Ohio
U.S.A.

This report was posted on Ripoff Report on 04/11/2006 06:55 PM and is a permanent record located here: https://www.ripoffreport.com/reports/javitch-block-rathbone-sears-roebuck-/cleveland-ohio-44114/javitch-block-rathbone-sears-roebuck-ripoff-suing-me-for-a-debt-thats-not-mine-and-re-186161. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#7 Consumer Suggestion

SOL

AUTHOR: Michael - (U.S.A.)

POSTED: Saturday, January 27, 2007

Actually, as to the post of the SOL in Ohio, it would depend on if Ohio considers these accounts as "open accounts" or "stated accounts".

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#6 Consumer Suggestion

SOL

AUTHOR: Don - (U.S.A.)

POSTED: Saturday, January 27, 2007

From what you described, there has been FDCPA violations. But why has no one corrected you that the SOL on a credit card in Ohio is 15 years, not 4 years. Huge difference. If the account went into collections in 1999, there is a long time for legal action to occur. Although this account is not yours, the SOL is active for whoever actually owns the debt.

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#5 Consumer Suggestion

FDCPA violations

AUTHOR: Michael - (U.S.A.)

POSTED: Friday, January 26, 2007

Indeed, you do have claims for FDCPA violations against the law firm. First, for them taking an action that could not lawfully be taken, namely filing suit on an alleged debt that, accoring to your posts, was past the statute of limitations anyway. The third party disclosure and threats of garnishment without judgment can also constitute FDCPA violations. If the account was disputed and you requested validation, they must provide it. You probably also have good tort claims for defamation and infliction of emotional distress.

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#4 Author of original report

UPDATE

AUTHOR: Amanda - (U.S.A.)

POSTED: Sunday, November 12, 2006

Can't sue them for the violations. I have no proof of them, as I never recorded conversations, etc. The SOL has run out on most all of them. Besides, I don't have the money to pay the lawyer to even get it going.

Wish I could, because I would love to get them back for all the stuff they put me through. They really messed me up for a while, with stomach problems, depression, etc.

But thanks for the support!

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#3 Consumer Suggestion

Amanda, you need to sue them for the FDCPA violations

AUTHOR: Steve - (U.S.A.)

POSTED: Sunday, November 12, 2006

Amanda,

You really shoud sue them for the FDCPA violations and also countersue them for your time and expenses defending against their frivolous lawsuit.

We need to hold these idiots accountable.

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#2 Author of original report

javitch, block & rathbone bunch of losers!

AUTHOR: Amanda - (U.S.A.)

POSTED: Saturday, November 11, 2006

Just to let everyone know, Javitch, Block, & Rathbone had to throw out their case! We went to court, and it was there that I asked for proof. Judge said they had 60 days to prove it was mine. Month and a half later, I got a letter stating that the case was thrown out because they couldn't find any proof!

Don't let these guys bully you! They made so many FDCPA violations it's not funny. Fight them, and you'll come out ahead.

I helped a friend against this company, and they threw out their case against her too!!!

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#1 Consumer Suggestion

Better show up to court no matter what

AUTHOR: Dave - (U.S.A.)

POSTED: Wednesday, April 12, 2006

They will try to make you believe that the court date was cancelled, then they will show up and get a default judgement against you. Don't fall for it. Show up to court anyway. They will have no choice but to throw the case out since there is no proof that the debt is yours.

Also, there are a lot of good tips on how to sue these people at budhibbs.com, and if they have reported this on your credit, you have a very solid case against them.

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