On 9/23/10 we signed and submitted a partial application with EPS/LENNY CARDONE, to process checks thru EPS system.

On 9/30/10 we processed 40 checks thru EPS image system. In order to use the EPS system customer has to open 2seperate accounts with a maximum of $5000.00 ech. We had to submit 20 checks from each account. The following morning J/M received a tape on the scanner, nothing was processed. I called EPS and they assured me nothing was processed. I then told them to cancel, I would find another source for financing, I then called customer (Hudson) to verify his bank account had not been charged. He said none of the checks went through. I then informed him I was going to find another source for Finance, which he approved. We re-contracted the deal and customer made 1st payment to J/M Auto.

Five to six weeks later EPS started processing the checks. I called Lenny he said he needed proof. I then provided a copy of the customer bank statement where EPS had processed a check for $750.00 and attempted to process a fee for $265.57. Lenny insisted that nothing was processed on his end. On 11/20/10 we returned the scanner back to Northern Leasing, as instructed by Lenny. We received via fax a fraudulent contract signed by Lenny Cardone and R. Johnson Data Mgr. with falsified signatures. To date EPS is charging our account for services not rendered.