JMJS Advertising i didnt even know i was even involved in this scam. they just automatically took my money with no approval! Internet

 Okay, i called my bank to check my balance and i had $248. And i had slept all day and woke up around 6 in the evening because i had realized that my college payment was due!

 and if i didn't pay immediately they were going to damage my credit because my bill payment was 30 days past due already this past month. so i called my for my balance again because i'm very cautious and paranoid of my money due to the fact that in the past i wasn't very good with my money.
 
 Anyways, when im on the phone i couldnt believe my balance and called again and the answering machine continued to tell me the horrible abrupt balance that i did not want to hear.

 So i got online and checked my account summary to see what was charged to my account and i saw two deductions from JMJS ADVERTISING leaving me 50 bucks. and i definitely needed to get my payment out of the way.

 I can't believe im being screwed over! HELP!