Kaplan University being a first-time University students I explained I did not want loans I only wanted Grants and wanted to use my GPA 4.0 to find grants that I was eligble for. The academic advisor told me it can be done in the end I found out I had two loans. Plantation Florida Nationwide

she claimed that she needed this information just to store in case I decided I wanted a student loan so she talked me through the information on the phone while I was on the computer..I did not know I was signing a promissory note I told her," I don't have a loan. she said . this is just in case you decide later on to get a loan well have your information. she stated, go ahead and mark the box and fill it outunbeknownst to me I was filling out and signing a promissory note  

Being a first-time University students. I did not know what to expect. I explained to the academic advisor that I did not want student loans, that I only wanted grants that I was eligible for by using a 4.0 GPA. She explained that this could be done. The advisor called me on the phone and told me to go to the financial part of my applicationat. At that time I did not know what a promissory note was but she talked me through it and told me to click in the boxes. I repeated it I don't have a loan she said this is just in case you decide to get a loan later on we will have your information in the end I found out I have 2 student loans and the school states I owe them $4,000