Ludington Loans They contacted me and said I was approved for a 5,000.00 loan and I had to pay an up front insurance fee by Money order so I complied and now I am fighting to get my money back. None of their phone n Internet, Michigan

Ludington Loans is a rip off they contact you and tell you that you are qualified for a loan and ask you to make the insurance payment up front.  They ask yu to send a money order to "BRANDEN HOLLY" in New York and then they change their phone number and internet address so you can't get a hold of them.  It is not fair that they go after people who are in need of financial help and then steal their money.  My final contact with them over the phone was very rude.  The gentleman persisted to call me very vulgar names and told me to take care of my debt my self. He stated I was in my position because I didn't know how to control my spending.  They don't always give the same name and they make up fraudulent terms of agreement papers.