Midland Credit Management; Aspire Visa; Midland Credit Management and Columbus Bank and Trust Aspire Visa conspire Oaks, Pennsylvania

You should do your research and check your credit report more often. Jefferson Capital has not folded and Midland Credit has nothing to do with them. They only purchase accounts from many agencies and Jefferson Capital must be one of them.
If you would have checked your credit report, you would have seen this early and been able to have it cleared up with the orginal creditor.
Bill collectors keep the cost of credit manageable. If there were no collection agencies, how would credit lending businesses survive? They keep these lenders above water by selling debt that should be paid (for the most part). I agree that there are situations when an account may slip through that should have been closed, paid, etc. Agencies are collecting on legit debt with in the law. If they weren't, they wouldn't be in business long.

You should do your research and check your credit report more often. Jefferson Capital has not folded and Midland Credit has nothing to do with them. They only purchase accounts from many agencies and Jefferson Capital must be one of them.
If you would have checked your credit report, you would have seen this early and been able to have it cleared up with the orginal creditor.
Bill collectors keep the cost of credit manageable. If there were no collection agencies, how would credit lending businesses survive? They keep these lenders above water by selling debt that should be paid (for the most part). I agree that there are situations when an account may slip through that should have been closed, paid, etc. Agencies are collecting on legit debt with in the law. If they weren't, they wouldn't be in business long.

You should do your research and check your credit report more often. Jefferson Capital has not folded and Midland Credit has nothing to do with them. They only purchase accounts from many agencies and Jefferson Capital must be one of them.
If you would have checked your credit report, you would have seen this early and been able to have it cleared up with the orginal creditor.
Bill collectors keep the cost of credit manageable. If there were no collection agencies, how would credit lending businesses survive? They keep these lenders above water by selling debt that should be paid (for the most part). I agree that there are situations when an account may slip through that should have been closed, paid, etc. Agencies are collecting on legit debt with in the law. If they weren't, they wouldn't be in business long.

You should do your research and check your credit report more often. Jefferson Capital has not folded and Midland Credit has nothing to do with them. They only purchase accounts from many agencies and Jefferson Capital must be one of them.
If you would have checked your credit report, you would have seen this early and been able to have it cleared up with the orginal creditor.
Bill collectors keep the cost of credit manageable. If there were no collection agencies, how would credit lending businesses survive? They keep these lenders above water by selling debt that should be paid (for the most part). I agree that there are situations when an account may slip through that should have been closed, paid, etc. Agencies are collecting on legit debt with in the law. If they weren't, they wouldn't be in business long.

Hi Shannon, the same thing happens to me!!! I got a statment saying I owned Aspire card $470, and I dont even have or open that card!!!

I called midland and request for account history, but they said they don't have these information.

How should I pay for something that I did not owe at all!!! I was quite pissed off!

Could you let me know how do you managed to ask them for a stop?

Americans have been consistently voting in corporate-friendly Right Wing politicians for years to allegedly protect "values." The values being really protected are the ones of the big corporations...It is this environment that allows firms like Aspire to flourish....The American voting public made their bed and now they have to lie in it...