Midland Credit Mangement ripoff fraudulent report filed on my credit San Diego California

Others don't want to touch it. Some states have a statute of limitations on collection as 4 years after default, New Jersey has a 6 year statute, for example.

Attempting to collect on a SOL debt is illegal under the Fair Debt Collection Practices Act and carries a $1,000 fine per violation. Be careful and don't speak to them by phone.

They are notorious for various illegal tactics including illegally reporting expired debts that they buy as current and 120+ days past due every single month, which means that no one will grant you a loan or other credit because if you are 120+ days late on an item on your credit report that looks legitimate - regardless of whether it is, since they can't tell - your credit score drops significantly and stays low.

Their intent is that anyone wanting to buy a house or get the notation of their report for any reason, willjust pay them to go away because they will not remove the item from a credit report otherwise, illegal or not.

I have a close friend who disputed their item with Equifax repeatedly until she finally had to sue them to remove it. She had about 40 different FDCPA violation on them by then. Midland Credit Management is a very difficult outfit to deal with because they have no interest in being legal.

They are part of Encore, a billion dollar company and they are publicly traded and,not surprisingly, extremely profitable. Check out www.artofcredit.com, www.bayhouse.com and www.creditwrench.com for good info & background.

Others don't want to touch it. Some states have a statute of limitations on collection as 4 years after default, New Jersey has a 6 year statute, for example.

Attempting to collect on a SOL debt is illegal under the Fair Debt Collection Practices Act and carries a $1,000 fine per violation. Be careful and don't speak to them by phone.

They are notorious for various illegal tactics including illegally reporting expired debts that they buy as current and 120+ days past due every single month, which means that no one will grant you a loan or other credit because if you are 120+ days late on an item on your credit report that looks legitimate - regardless of whether it is, since they can't tell - your credit score drops significantly and stays low.

Their intent is that anyone wanting to buy a house or get the notation of their report for any reason, willjust pay them to go away because they will not remove the item from a credit report otherwise, illegal or not.

I have a close friend who disputed their item with Equifax repeatedly until she finally had to sue them to remove it. She had about 40 different FDCPA violation on them by then. Midland Credit Management is a very difficult outfit to deal with because they have no interest in being legal.

They are part of Encore, a billion dollar company and they are publicly traded and,not surprisingly, extremely profitable. Check out www.artofcredit.com, www.bayhouse.com and www.creditwrench.com for good info & background.

Others don't want to touch it. Some states have a statute of limitations on collection as 4 years after default, New Jersey has a 6 year statute, for example.

Attempting to collect on a SOL debt is illegal under the Fair Debt Collection Practices Act and carries a $1,000 fine per violation. Be careful and don't speak to them by phone.

They are notorious for various illegal tactics including illegally reporting expired debts that they buy as current and 120+ days past due every single month, which means that no one will grant you a loan or other credit because if you are 120+ days late on an item on your credit report that looks legitimate - regardless of whether it is, since they can't tell - your credit score drops significantly and stays low.

Their intent is that anyone wanting to buy a house or get the notation of their report for any reason, willjust pay them to go away because they will not remove the item from a credit report otherwise, illegal or not.

I have a close friend who disputed their item with Equifax repeatedly until she finally had to sue them to remove it. She had about 40 different FDCPA violation on them by then. Midland Credit Management is a very difficult outfit to deal with because they have no interest in being legal.

They are part of Encore, a billion dollar company and they are publicly traded and,not surprisingly, extremely profitable. Check out www.artofcredit.com, www.bayhouse.com and www.creditwrench.com for good info & background.

Others don't want to touch it. Some states have a statute of limitations on collection as 4 years after default, New Jersey has a 6 year statute, for example.

Attempting to collect on a SOL debt is illegal under the Fair Debt Collection Practices Act and carries a $1,000 fine per violation. Be careful and don't speak to them by phone.

They are notorious for various illegal tactics including illegally reporting expired debts that they buy as current and 120+ days past due every single month, which means that no one will grant you a loan or other credit because if you are 120+ days late on an item on your credit report that looks legitimate - regardless of whether it is, since they can't tell - your credit score drops significantly and stays low.

Their intent is that anyone wanting to buy a house or get the notation of their report for any reason, willjust pay them to go away because they will not remove the item from a credit report otherwise, illegal or not.

I have a close friend who disputed their item with Equifax repeatedly until she finally had to sue them to remove it. She had about 40 different FDCPA violation on them by then. Midland Credit Management is a very difficult outfit to deal with because they have no interest in being legal.

They are part of Encore, a billion dollar company and they are publicly traded and,not surprisingly, extremely profitable. Check out www.artofcredit.com, www.bayhouse.com and www.creditwrench.com for good info & background.