mydebtlaw.com Guardian, Stratton and Feinstein P.A. misrepresentation, debt settlement scam Internet

Wow! someone with some integrity is actually paying attention. I really appreciate your information not to mention your objectivity and ability to reconize that the so called employee at stratton and feinstein had absolutely nothing to say regarding the subject of the complaint. Its clear to me there is no disputing the misrepresentation that is taking place by the law firm's employee's regarding the reality of their platform. It is also quit clear that not only is the program no different than any debt settlement program but its even more dangerous to imply a consumer's has true attorney representation. I would like anyone considering this approach to realize they will tell you whatever you need to hear to get your money! The entire first four payments go right to these profiteers! Than they continue to collect fees for the next 11 months.....if you total up your payments ie. (your monthly fee x the length of your term) you will see it is more than the 18cents on the dollar they claim you are spending. Oh by the way in most cases you can reach a settlement on your own that may be as little as the 18 cents these crooks make you pay. My story has been forwarded to the Attorney General... so keep your eyes open! "justice will be served"

Interesting comment. I didn't know the BBB gave "grades." And I concur with the OP: you can take the time to point out the timeline flubs, but apparently you can't rebut the substance of the report?

For the OP: I'm sorry to hear of your experience. The truth that these outfits will never tell you is that the VAST majority of their clients are unable to achieve the marketed goals. Most of them will likely end up filing bankruptcy.

Even within the bankruptcy system the majority of Chapter 13s, which include repayment plans, are converted to Chapter 7s (liquidation with no repayment plan).

Usually, by the time someone is considering some kind of debt consolidation or credit counseling, bankruptcy would be a better option for them.

With a Chapter 7, your debt to asset ratio makes a dramatic shift as of the discharge. Thus, many people see an increase in their credit score immediately following a bankruptcy.

With a settlement/repayment plan, your debts are still active for some time and will, in the end, show as a slow, partial pay.

Especially seeing as you now have a judgment debt, I would recommend consulting with a bankruptcy attorney. Most of them will do a free initial consultation.

Well lets talk about the facts than. Okay so my time line and some minor details my incorrect but lets talk about my f---ing attorney representation, my frozen f--king bank account and last but not least send me a g-- dam refund...... I cant get a returned phone call but you sure are quick to post a response to my complaint. What's your name and position at the company? I bet your just another so called debt consultant doing damage control so you can go on ripping people off!

Interesting comment.  Obama was inaugurated in January of 09, so why and how would he be on the recording as president if he hadn't even been put in office?  Not to mention the speech was made after January as well for the stimulus package that is on the recording.  And fyi we had an A+ rating at that time not an A.