National City Banks I asked for a pay off as of 9/05. it was paid a credit posted. I was told by NCB. that my intrest was calculated untill my stmt CLOSES 9/12. SO I WILL NOT get my credit refund back. HOW can they collect intrest on a zero bal. for 7 more days. ripoff KALAMAZOO Michigan

I asked for a pay off as of 9/5. 3083.93. It was taken to the bank and posted to the acct in person because the first check NCB claims they did not recieve. Now the pymt posted on the due date 9/7. the on line acct shows a credit of 49.67.

I called and spoke to Ms Shans 9/5. She explained to me that my credit would not be mailed to me because my pay off was gived to me to cover the finance charges up untill the stmt closing date of 9/12.

I do not understand how the hell a bank can charge you for intrest on a balance that is NOT there. I don't care what cute little name they call it. The amount they gave me was $3083.93. The auto system I listened to last night 9/7 at 1am gave me my balance of $3034.26 then this moring when I listened to the VRU or auto system the balance was $3083.93, pymt posted $3083.93, Then credit balance of $49.67.

I contacted the bank manager Nick w. at *th and state erie pa he offered just words around he didnt acknowledge my words of THEY gave me a payoff of $49.67 EXTRA so they could collect more finance charges up untill the 12th of the mth. MY other creit card does not keep the closing date open for 5 days after the due date to rob it customer of more finance chges I will also go to the attn. general.

TOP CAT
Erie, Pennsylvania
U.S.A.