Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #689790

Complaint Review: Nationpoint and Bank of America - Internet Internet

  • Submitted:
  • Updated:
  • Reported By: Kathryn — Phoenix Arizona United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Nationpoint and Bank of America Internet United States of America

Nationpoint and Bank of America MODIFICATION DENIED!!!!!! School, pets, and 401K, unallowable expenses??? Internet

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

I first talked to nationpoint about refinancing my home, they stated they were not accepting applications for refinancing. Then we applied for modification and were denied. Even though we were denied an Escrow account was added to our mortgage increasing our $932.00 a month payment with Adjustable rate to $1300.00. This escrow then transitioned whe the loan was sold to Bank of America.I requested modification documents from Bank of America twice, they took about a month to get to me.

In the mean time, I applied for modification through Neighborhood Association Corportation of America to Bank of America, and I was declined due to debt to income ratio being too high, with a Phd program, 401K from work, and Pets being listed as unallowable expenses.

So you aren't allowed to be student, save for retirement, or have pets and be a homeowner or get a modification?

So now I have a Principal + Interest, 30 year ARM, denied Mod, and no help in sight, no resolution proposed by Bank of America, and going to NACA save the dream to meet with them tomorrow.

This report was posted on Ripoff Report on 02/02/2011 10:18 AM and is a permanent record located here: https://www.ripoffreport.com/reports/nationpoint-and-bank-of-america/internet/nationpoint-and-bank-of-america-modification-denied-school-pets-and-401k-unallow-689790. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now