Payday Cs.com And Safeid Supply.com Debtited money from checking account without authorization Internet

The above 2 companies are obviously intertwined. I had 2 charges on my bank statement one for $7.99 and the other for $35.09 neither of which I authorized. I have not applied for a payday loan nor registered for Id theft protection. I work for a large company and get hundreds of payday loan spam messages each week that make it by our spam filter program. I suspect they are gathering the information by "phishing". I don't see how that is possible if these emails are deleted without even being opened but that has to be how this happened.

This kind of thing could cost people hundreds of dollars in overdraft and returned check fees. Is there a regulatory agency that this can be reported to? My bank will reverse the unauthorized charges but will not give back any overdraft fees, another ripoff in my opinion but that is another story. Any information that will help find the right agencies to stop these leeches would be appreciated.

Tina
Pensacola, Florida
U.S.A.