Readers Subscription Service Capital Billing Service false collections claim Los Angeles California

 I received a call years ago from Readers Subscription Services. I told them over the phone I was not interested in their services, but yet they sent magazine subscriptions anyways, all of which i was charged for. When I saw the charges posted to my account, I promptly called to state that I did not want the services and did not want to be charged for the service. No record of this call exists, or so I am told. I was told that because I provided payment information by giving my credit card information that that was authorization for the service. I was told when I called that all subscriptions would be stopped and I would not be charged anything further. Then yesterday, I received a statement from Capital Billing Services stating that I owe an astronomical amount. This is the first statememt I have ever recieved. I called the toll free number and was actually able to speak to a person telling me that we could settle for a lesser amount but I would have to pay half of the lesser amount up front, in full before we could proceed. I cancelled the mailing service years ago, but no record of that call exists. Upon doing research online, I found out that this is a false collections claim. I do not want my credit ruined by these people and feel I do not owe them anything for something that I clearly cancelled years ago.