Salute Card Visa RIP OFF Over charges Newark New Jersey

I opened a Salute Visa in June of 2008 and was given a $300.00 limit. Upon opening the account, they automatically charged my account $150.00. In addition to that charge, prior to being able to use the credit card for the first time they wanted an additional $20.00. I have always paid my account on time, and this month (November 2008), I received a statement telling me that my account was past due, it is not due until December 8, 2008, and that I have been charged a late fee of $35.00. As mentioned, I have never paid this card late and at on this date it is still not late.

Furthermore, I was charged an over limit fee of $35.00 for going over by .1 penny! I tried to contact a CSR for Salute Visa and there is no longer a phone number for contact. I went to the web address that is on the statement and it does not exist. That is how I found this site (Rip-off Reports). STAY AWAY FROM THIS CONSUMER RIPOFF, HOPEFULLY THE LAW WILL CATCH UP TO THEM!
I cut the card in half, and I'll deal with them later.

Kelly
South Daytona, Florida
U.S.A.