Semione card horrible service, hold money, charges fees Nationwide

The semi one card is a huge rip off.  With this card I can not get help at all in fraud charges, without writing.  I was not able to turn in my card as stolen on the internet, instead I got an email saying sorry there is nothing we can do online.  Also, when I went to the bank to withdraw money, they held the money for 5 days and the bank called and called.  It actually messed up their accounts and now they don't want to take money out.  I'm forced to use the ATM and get fees because the only banks we have out in the country are out of their big city banking! 

The closest Wal Mart to me is a 50 mile round trip. They also had the wrong last name on my card, so when my daughters and I went on vacation, none of the hotels would take the card and we almost had to camp out in the car in the cold.  I was furious, but luckily my daughter had some just in case money and I had to use the atm once again to pay her back. 

Fees, fees, and more fees.  I'm sick of it. This money is supposed to go to the kids and I'm paying the banks left and right.  I think this company is making money off of us!!! I have no idea why the govenment went with these rip off artists.  They took almost 2 weeks to get my new card, when the past card took about 3 to 5 days.  Awful company, I wish they would go back to mailing checks.  I am about to get it changed to direct deposit to my bank to quit dealing with these people.