Speedy Cash Borrowers beware, it's more than interest rates Nationwide

 Borrowers beware, Speedy cash has more ways to get your cash than you might think.  We all hit moments when we need cash fast.  As a result, we often turn to high interest loans.  My case was no different than many others, we needed to move fast because the house we had rented in St joseph mo was real bad.  Mold, bug, and mose infestations was making the family real sick.  So we turned to speedycash to fund the move.

I understood the risks when I signed the loan, or I thought I did.  First, I was gaurenteed that I would get a call before they automatically debited my card.  That didn't happen and my acct was overdrawn.  The representative I talked to said they do make calls but the number I gave them was entered wrong, A 7 looked like a 2.  Impossible to mistake my 7's because I add the little cross on the down stroke! 

My job slowed down and now I have to watch the due dates to make sure I have the funds.  If not I have to call them because they still do not make the call as pomised.  If you call the day before the due date (payday) to make arrangements they might extend you for 5 days.  What good does that do?  If you dont have the funds on that day you probably wont havee them until your next payday 7-8 days later!  As explained to me, they can not go further than 5 days until they try to debit your account and it isn't paid.  Guess what, your bank charges you for the overdraft and they charge you (adding to the mony you are paying them).  Sneeky way to make extra cash off you.

In addition, if you live in MO be especially careful.  It seems that court cases won by this outfit can carry a high interest rate.  Mo does not limit the interest a Plaintiff can request on a lawsuit, 200% or better.  In fact, Speedy has run thouseands and thousands of case through th MO courts!  They like MO due to the current laws.  If you live in that state start writing your representatives. 

Over all the people in St Joseph are nice until you sign, then look out.