Sterling Home Mortgage, Sterling Credit Restoration LLC ; Sterling Loan Modification LLC Told me they were keeping the money owed me because they didn't have any money left phoenix, Arizona

I had paid this company on a monthly basis for handling the administrative part of loan modifications and for holding consumer's money. When I requested the money that the consumer had paid and that the company owed to me under the agreement, the company's Vice President  emailed me:    "unfortunately there is just nothing we can do. ...... I know this is not your problem, but the reality is that SLM has lost tens of thousands of dollars and has no funds to pay out.  I truly do apologize but that is the reality of the situation."