Complaint Review: TD WATERHOUSE BANK - Jersey City New Jersey
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- TD WATERHOUSE BANK 525 Washington BLVD Jersey City, New Jersey U.S.A.
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- Category: Banks
TD WATERHOUSE BANK TOTALLY INCONVENIENT A VIRTUAL NONSENSE BANK
*Consumer Comment: TD Waterhouse Bank
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Its not really a rip off just read the small letters. If you deposit an out of State check using TD Waterhouse (Iand they have no walk in banks) it takes 5 business days to clear plus two or three days to get to TD Waterhouse in New Jersey. Also, while you can get overdraft protection it does not kick in automatically. You have to manually transfer it. If you have a problem, you can only contact a call center located in Canada. In one case, the customer service (ha ha)guy didn't even know the phone number of TD Waterhouse Bank and was reluctant to give me his supervisor's last name. I was promises twice that someone would call me back over the year, but never got a call. For most normal people, in my opinion, this "virtual" bank is virtual nonsense. Also, you can use your ATM card and they do refund you uup to a certain number of transactions per month. However, you have to mail in your deposits (they give you postage prepaid envelopes). Stay away from them in my opinion...your cash flow will go to hell in a hand basket.
This report was posted on Ripoff Report on 12/27/2001 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/td-waterhouse-bank/jersey-city-new-jersey/td-waterhouse-bank-totally-inconvenient-a-virtual-nonsense-bank-10058. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
TD Waterhouse Bank
AUTHOR: Daniel - (U.S.A.)
SUBMITTED: Monday, October 17, 2005
I just found out yesterday morning after I called TD to find out why my ATM card kept getting declined, & why I couldn't even get a balance inquiry. I was told there was a security breach. This is the SECOND security breach in about 15-16 months! I explained to the service rep that i'm going to visit family back in Buffalo on 10/18/05, & if I could get the card overnighted from Jersey City, she told me she could fed-ex it on tuesday to my hotel. I explained to her that I used my TD card to reserve the rental car & that was unacceptable. Needless to say I went off on her. This morning I transfered the money in my TD account by writing the total balance on their check, and put it in My M&T account. have been with M&T for 6 months & have not had a security breach yet. Stay away from TD!!!
PS: I just recieved my new TD ATM card 3:30pm this afternoon. I think they're a little late!
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