Uga - Mega Health And Life Mess ethics violation fraud North Richland Hills Texas

Lee,

A proposition cannot be both true and not true. This is the law of non-contradiction, from Philosophy Logic.

This simple law can be formally derived from the empty set using valid rules of inference.

You have provided many propositions that you claim as 'fact', 'fact is' or true. By the law of non-contradiction; If you cannot prove the propositions true, they are false. No ifs ands or buts!

What are you doing? How can you be an employee of your favorite company, and not be an employee for your favorite company?

You always post as an EMPLOYEE, but you said this:

Reference RoR.

'By the way, I am not an employee of the company as you say. I am an agent with MANY happy customers and a great career.'

'Obviously sales is not for you (as can be seen from your personality).'

Speculation. Guess. Unnecessary.

You are either an employee or not an employee! A proposition cannot be both true and not true. This is the law of non-contradiction, from Philosophy Logic.

Therefore, if you are NOT an employee, you need to post as one of the following:

Consumer (Suggestion).
Consumer (Comment).

Stop trying to mislead readers. Decide if your work for the company or not, and make the necessary changes.

Reference:
Thinking Tools
Steven Hales
Professor of Philosophy
Bloomsburg University
Pennsylvania

'Ignorance'

'Andromeda - I refuse to even respond to your ignorant posts. You make no sense and ask for 'supporting information' that would take up alot of space (and I do not need to jump through hoops for an uneducated idiot in Roswell). Lastly, I have not seen an inch of 'supporting information' from you on any of your posts.'

Oh. I see, the truth finally comes out. When you can't justify your own words, you turn tale and run for your life!

The supporting information is YOU!

SEE BELOW FOR THE SUPPORTING INFORMATION YOU ASKED FOR, ALL IN YOUR OWN WORDS: There are two types of supporting information here. Irrelevant and Speculation. If You need more supporting evidence, I can post the other 80% here. This is only about 20% of it!

'Why? Because you know you are doing illegal activities. You are an absolute disgrace to the insurance industry for 'scamming' Mega right now and should be ashamed of yourself for your negativity on this site.'

'But yet apparently you said things to customers knowing that you should not and accepted pay (and still do) for it'.

'The fact is, that you are posting falsehoods on this site.'

'So here is my take on you - You worked for Mega. You would call on people and you found that Mega underwrites in your state(s). So there are people that you can't make money off of. So, you go out and dabble as a broker. Now you can make money off of everyone. But not everyone qualifies still...so to make money off of those people, you talk them in to a catastrophic plan. But maybe they can't get that either, so you sell them a discount plan because, hey, you have to sell them something don't you? You can't let them find another company that might give them what they actually want. Sounds more and more like the same people that you are criticizing.'

'Since we have established that you are out for a buck and not for your customers, I doubt you will go through with it.'

'I am defending the company that you are lying about.'

'I can tell that you were not able to hack it because you wanted to sell to more people than you could or you just weren't good enough at Mega at getting the right customer. That is why you say you want to sell in MA now. You want the 'sure thing'.'

'While you sit at home making your phone calls getting all pasty white and gaining weight in your chair'

'You are a hypocrite, plain and simple. I double dog dare you to let people know who you are and what 'issue' you actually have with Mega besides not being able to work. If you have nothing to hide or fear and you are honest, then why not? After all, with all of the wonderful plans you sell maybe you will get some business out of it.'

'By the way, no one reads this site. I mean, in all honesty, some people do, but c'mon, be real.'

'Again, since you are illiterate, let me cut and paste it for you from this site'

'and I do not live in a trailer in Roswell.'

'I can't stand uneducated hypocrites like yourself.'

'You are not even a customer or an agent apparently, so what do you know other than what you read on this site?'

'The guy who goes by 'Unsure', if you actually read his posts from his first one a few months back, bases his lifes decisions on this website.'

'Fact is you are not a current agent, past agent, broker, or customer. The fact that you make inappropriate posts about things that you know nothing about indicates clearly that you need a life.'

'If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage.'

You have a tendency to call speculation 'Facts' as just above.

Quick! call your attack dog Lee to assist you. You will need him to help you deal with an uneducated idiot consumer from Roswell!

'Ignorance'

'Andromeda - I refuse to even respond to your ignorant posts. You make no sense and ask for 'supporting information' that would take up alot of space (and I do not need to jump through hoops for an uneducated idiot in Roswell). Lastly, I have not seen an inch of 'supporting information' from you on any of your posts.'

Oh. I see, the truth finally comes out. When you can't justify your own words, you turn tale and run for your life!

The supporting information is YOU!

SEE BELOW FOR THE SUPPORTING INFORMATION YOU ASKED FOR, ALL IN YOUR OWN WORDS: There are two types of supporting information here. Irrelevant and Speculation. If You need more supporting evidence, I can post the other 80% here. This is only about 20% of it!

'Why? Because you know you are doing illegal activities. You are an absolute disgrace to the insurance industry for 'scamming' Mega right now and should be ashamed of yourself for your negativity on this site.'

'But yet apparently you said things to customers knowing that you should not and accepted pay (and still do) for it'.

'The fact is, that you are posting falsehoods on this site.'

'So here is my take on you - You worked for Mega. You would call on people and you found that Mega underwrites in your state(s). So there are people that you can't make money off of. So, you go out and dabble as a broker. Now you can make money off of everyone. But not everyone qualifies still...so to make money off of those people, you talk them in to a catastrophic plan. But maybe they can't get that either, so you sell them a discount plan because, hey, you have to sell them something don't you? You can't let them find another company that might give them what they actually want. Sounds more and more like the same people that you are criticizing.'

'Since we have established that you are out for a buck and not for your customers, I doubt you will go through with it.'

'I am defending the company that you are lying about.'

'I can tell that you were not able to hack it because you wanted to sell to more people than you could or you just weren't good enough at Mega at getting the right customer. That is why you say you want to sell in MA now. You want the 'sure thing'.'

'While you sit at home making your phone calls getting all pasty white and gaining weight in your chair'

'You are a hypocrite, plain and simple. I double dog dare you to let people know who you are and what 'issue' you actually have with Mega besides not being able to work. If you have nothing to hide or fear and you are honest, then why not? After all, with all of the wonderful plans you sell maybe you will get some business out of it.'

'By the way, no one reads this site. I mean, in all honesty, some people do, but c'mon, be real.'

'Again, since you are illiterate, let me cut and paste it for you from this site'

'and I do not live in a trailer in Roswell.'

'I can't stand uneducated hypocrites like yourself.'

'You are not even a customer or an agent apparently, so what do you know other than what you read on this site?'

'The guy who goes by 'Unsure', if you actually read his posts from his first one a few months back, bases his lifes decisions on this website.'

'Fact is you are not a current agent, past agent, broker, or customer. The fact that you make inappropriate posts about things that you know nothing about indicates clearly that you need a life.'

'If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage.'

You have a tendency to call speculation 'Facts' as just above.

Quick! call your attack dog Lee to assist you. You will need him to help you deal with an uneducated idiot consumer from Roswell!

'Ignorance'

'Andromeda - I refuse to even respond to your ignorant posts. You make no sense and ask for 'supporting information' that would take up alot of space (and I do not need to jump through hoops for an uneducated idiot in Roswell). Lastly, I have not seen an inch of 'supporting information' from you on any of your posts.'

Oh. I see, the truth finally comes out. When you can't justify your own words, you turn tale and run for your life!

The supporting information is YOU!

SEE BELOW FOR THE SUPPORTING INFORMATION YOU ASKED FOR, ALL IN YOUR OWN WORDS: There are two types of supporting information here. Irrelevant and Speculation. If You need more supporting evidence, I can post the other 80% here. This is only about 20% of it!

'Why? Because you know you are doing illegal activities. You are an absolute disgrace to the insurance industry for 'scamming' Mega right now and should be ashamed of yourself for your negativity on this site.'

'But yet apparently you said things to customers knowing that you should not and accepted pay (and still do) for it'.

'The fact is, that you are posting falsehoods on this site.'

'So here is my take on you - You worked for Mega. You would call on people and you found that Mega underwrites in your state(s). So there are people that you can't make money off of. So, you go out and dabble as a broker. Now you can make money off of everyone. But not everyone qualifies still...so to make money off of those people, you talk them in to a catastrophic plan. But maybe they can't get that either, so you sell them a discount plan because, hey, you have to sell them something don't you? You can't let them find another company that might give them what they actually want. Sounds more and more like the same people that you are criticizing.'

'Since we have established that you are out for a buck and not for your customers, I doubt you will go through with it.'

'I am defending the company that you are lying about.'

'I can tell that you were not able to hack it because you wanted to sell to more people than you could or you just weren't good enough at Mega at getting the right customer. That is why you say you want to sell in MA now. You want the 'sure thing'.'

'While you sit at home making your phone calls getting all pasty white and gaining weight in your chair'

'You are a hypocrite, plain and simple. I double dog dare you to let people know who you are and what 'issue' you actually have with Mega besides not being able to work. If you have nothing to hide or fear and you are honest, then why not? After all, with all of the wonderful plans you sell maybe you will get some business out of it.'

'By the way, no one reads this site. I mean, in all honesty, some people do, but c'mon, be real.'

'Again, since you are illiterate, let me cut and paste it for you from this site'

'and I do not live in a trailer in Roswell.'

'I can't stand uneducated hypocrites like yourself.'

'You are not even a customer or an agent apparently, so what do you know other than what you read on this site?'

'The guy who goes by 'Unsure', if you actually read his posts from his first one a few months back, bases his lifes decisions on this website.'

'Fact is you are not a current agent, past agent, broker, or customer. The fact that you make inappropriate posts about things that you know nothing about indicates clearly that you need a life.'

'If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage.'

You have a tendency to call speculation 'Facts' as just above.

Quick! call your attack dog Lee to assist you. You will need him to help you deal with an uneducated idiot consumer from Roswell!

'Ignorance'

'Andromeda - I refuse to even respond to your ignorant posts. You make no sense and ask for 'supporting information' that would take up alot of space (and I do not need to jump through hoops for an uneducated idiot in Roswell). Lastly, I have not seen an inch of 'supporting information' from you on any of your posts.'

Oh. I see, the truth finally comes out. When you can't justify your own words, you turn tale and run for your life!

The supporting information is YOU!

SEE BELOW FOR THE SUPPORTING INFORMATION YOU ASKED FOR, ALL IN YOUR OWN WORDS: There are two types of supporting information here. Irrelevant and Speculation. If You need more supporting evidence, I can post the other 80% here. This is only about 20% of it!

'Why? Because you know you are doing illegal activities. You are an absolute disgrace to the insurance industry for 'scamming' Mega right now and should be ashamed of yourself for your negativity on this site.'

'But yet apparently you said things to customers knowing that you should not and accepted pay (and still do) for it'.

'The fact is, that you are posting falsehoods on this site.'

'So here is my take on you - You worked for Mega. You would call on people and you found that Mega underwrites in your state(s). So there are people that you can't make money off of. So, you go out and dabble as a broker. Now you can make money off of everyone. But not everyone qualifies still...so to make money off of those people, you talk them in to a catastrophic plan. But maybe they can't get that either, so you sell them a discount plan because, hey, you have to sell them something don't you? You can't let them find another company that might give them what they actually want. Sounds more and more like the same people that you are criticizing.'

'Since we have established that you are out for a buck and not for your customers, I doubt you will go through with it.'

'I am defending the company that you are lying about.'

'I can tell that you were not able to hack it because you wanted to sell to more people than you could or you just weren't good enough at Mega at getting the right customer. That is why you say you want to sell in MA now. You want the 'sure thing'.'

'While you sit at home making your phone calls getting all pasty white and gaining weight in your chair'

'You are a hypocrite, plain and simple. I double dog dare you to let people know who you are and what 'issue' you actually have with Mega besides not being able to work. If you have nothing to hide or fear and you are honest, then why not? After all, with all of the wonderful plans you sell maybe you will get some business out of it.'

'By the way, no one reads this site. I mean, in all honesty, some people do, but c'mon, be real.'

'Again, since you are illiterate, let me cut and paste it for you from this site'

'and I do not live in a trailer in Roswell.'

'I can't stand uneducated hypocrites like yourself.'

'You are not even a customer or an agent apparently, so what do you know other than what you read on this site?'

'The guy who goes by 'Unsure', if you actually read his posts from his first one a few months back, bases his lifes decisions on this website.'

'Fact is you are not a current agent, past agent, broker, or customer. The fact that you make inappropriate posts about things that you know nothing about indicates clearly that you need a life.'

'If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage.'

You have a tendency to call speculation 'Facts' as just above.

Quick! call your attack dog Lee to assist you. You will need him to help you deal with an uneducated idiot consumer from Roswell!

The supporting information from this report can be found at the NAIC (National Association of Insurance Commissioners) for the uninformed, also at PBS Now program page where you can see what kind of policies this company has and the afect they have on people. Also you can find supporting information from the Better Business Bureau in any state you would like to peruse. The companies I represent have had fines however they have not denied their error and blamed their field force like good ole uga. They also have not had a multitude of complaint and they dont have a complaint ratio of 6.12 when anything over 1 is a problem unlike healthmarkets, mega, cornerstone,chesapeake or whatever your calling yourself these days. If you need furthur supporting information please let me know. Adios Uga & Leeflungdo

'Ignorance'

'Andromeda - I refuse to even respond to your ignorant posts.'

IGNORANCE is when LEE can't answer a post containing HIS OWN words!

'You make no sense and ask for 'supporting information' that would take up alot of space'

THEN DON'T GUESS ANYMORE. Say things you CAN support when questioned. Then you wouldn't need to find 'supporting information' TO FIND OUT IF YOU WERE RIGHT!

'(and I do not need to jump through hoops for an uneducated idiot in Roswell).'

Where did I say I was in Roswell?
Speculation. Irrelevant. Your words. Your fault, YOU called ME out again. REMEMBER?

'Lastly, I have not seen an inch of 'supporting information' from you on any of your posts.'

The 'SUPPORTING INFORMATION' IS YOUR OWN WORDS. Read my last post again!

By the way. You are always so predictable. When you have no defense to a post you always ignore the issues and throw the IGNORANT word. The reason I am using it here is because i am responding to YOUR words.

I DARE YOU! Show that my last post is wrong! Show everybody you can do it, for your own credibility.

No more weasel words. Use the words in my post so that you can't dance around it again. Try your hardest to stay focused on something other than the company 'hard line'.

Andromeda - I refuse to even respond to your ignorant posts. You make no sense and ask for "supporting information" that would take up alot of space (and I do not need to jump through hoops for an uneducated idiot in Roswell). Lastly, I have not seen an inch of "supporting information" from you on any of your posts.


Now to the other idiot:
Do the math, rocket scientist! 20 million divided by 5 years divided by 30+ states = $133,000 per year per state. Last time I checked, Healthmarkets is a billion dollar company. Also, last time I checked they were still in business. Thirdly, last time I checked, the NAIC settlemenmt was primarily paperwork issues and minor agent training (which the company had put in place several years ago).

Actually, the company is a great company and I have been there for a while. It is sad to see that you think that out of the 5,000 Healthmarkets employees you think that all of them are bad people. Very odd.

I guess you now sell for more reputable companies that have never, ever had a lawsuit, settlement, or have never turned down a claim that they should not have had to pay for, right? Name one.

If you can't name one, then get a life.

Lee, Its sad to see you trying to salvage some goodwill for this scum company. The company provides crap policies to new agents to sell to consumers who couldnt tell a insurance policy from a hole in the ground. Try all you will you cant change the fact the National Association of Insurance Commissioners just flamed healthmarkets with a 20 million dolar fine. Wow, thats no big deal either though is it . Enjoy watching the stock sink its become a pastime of mine. Lol
Be Free go independent !! Let the fat cats earn their own money.

Lee,

"When people get fired or they can't hack it in sales. It is the company's fault. Not theirs. Oh no...it could never be their fault."

Who's fault, the people or the company? Four(4) incomplete sentences. Too general.

"Policies I sell are top notch in the states I work in. My customers are able to open up savings accounts and put literally $4,000 to in some cases $15,000 in savings a year away for retirement."

All of your customers? What publications or ratings sites agree your policies are 'top notch'. Support these statements.

"If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage."

How could you possibly know that? Were you employed by the author when he sold all the policies? Support this statement.

"Blame yourself and kiss your own azz."

Self explanatory. Retaliate by slinging mud back.

Lee,

"When people get fired or they can't hack it in sales. It is the company's fault. Not theirs. Oh no...it could never be their fault."

Who's fault, the people or the company? Four(4) incomplete sentences. Too general.

"Policies I sell are top notch in the states I work in. My customers are able to open up savings accounts and put literally $4,000 to in some cases $15,000 in savings a year away for retirement."

All of your customers? What publications or ratings sites agree your policies are 'top notch'. Support these statements.

"If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage."

How could you possibly know that? Were you employed by the author when he sold all the policies? Support this statement.

"Blame yourself and kiss your own azz."

Self explanatory. Retaliate by slinging mud back.

Lee,

"When people get fired or they can't hack it in sales. It is the company's fault. Not theirs. Oh no...it could never be their fault."

Who's fault, the people or the company? Four(4) incomplete sentences. Too general.

"Policies I sell are top notch in the states I work in. My customers are able to open up savings accounts and put literally $4,000 to in some cases $15,000 in savings a year away for retirement."

All of your customers? What publications or ratings sites agree your policies are 'top notch'. Support these statements.

"If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage."

How could you possibly know that? Were you employed by the author when he sold all the policies? Support this statement.

"Blame yourself and kiss your own azz."

Self explanatory. Retaliate by slinging mud back.

Lee,

"When people get fired or they can't hack it in sales. It is the company's fault. Not theirs. Oh no...it could never be their fault."

Who's fault, the people or the company? Four(4) incomplete sentences. Too general.

"Policies I sell are top notch in the states I work in. My customers are able to open up savings accounts and put literally $4,000 to in some cases $15,000 in savings a year away for retirement."

All of your customers? What publications or ratings sites agree your policies are 'top notch'. Support these statements.

"If you as an 'ex-agent' can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage."

How could you possibly know that? Were you employed by the author when he sold all the policies? Support this statement.

"Blame yourself and kiss your own azz."

Self explanatory. Retaliate by slinging mud back.

WRONG - Mega does not sell health policies. Agents sell policies. Where I work we have meetings every week. We have compliance meetings every month. We adhere to a strict code of ethics.

I know of a top producer (maybe it is you) who the company recently terminated because he was not ethical. Every insurance company has one.

I have never EVER been trained to do anything wrong, and the fact is, when people get fired or they can't hack it in sales. It is the company's fault. Not theirs. Oh no...it could never be their fault.

Policies I sell are top notch in the states I work in. My customers are able to open up savings accounts and put literally $4,000 to in some cases $15,000 in savings a year away for retirement.

Mega policies have never been designed to pay everything, just the big things and some of the little things. The point of insurance is not for a physical. It is in case you get hit by a bus. Although Mega has in the past offered limited scheduled plans, they have also right next to them offered some very good plans for a reasonable premium with better coverage.

If you as an "ex-agent" can say that you left because of your conscience, then that means you were selling your customers limited plans but telling them they had better coverage than they had, when they could for just a few dollars more had more coverage.

Blame yourself and kiss your own azz.