Complaint Review: Union Plus By Household Bank - Las Vegas Nevada
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- Author Confirmed
- Union Plus By Household Bank Customercare@unionpluscard.com Las Vegas, Nevada U.S.A.
- Phone: 800-622-2580
- Web:
- Category: Financial Services
Union Plus By Household Bank ripoff on your interest rate increased it by 7% for absolutely no reason Las Vegas Nevada
*Consumer Comment: Across the board
*Consumer Suggestion: Get Rid of Them
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We have been a cardholder of Union Plus for 11 years and have always made our payments on time never a day late. Our credit report is also perfect never have had a day late on any bill and just last week we received a letter from Union Plus stating that they were going to increase or interest rate due to our last credit report they looked at so of course we got scared about identity theft and ordered a copy of our credit report we received it and everything was perfect on it all bills paid never a day late on anything so I called Union Plus at once asking why they increased our interest rate stating that we have closed our account over 2 years ago paid our bill down from 7,000 to 2,000 in the past 2 years so why are you all of the sudden raising my interest rate and they could not give me a legit answer just that they have the right to do so so they were going to do just that. And so now we are stuck with this outrageouse interest rate and can not do a thing about it..
Beware they are rip offs and should be put in jail for being such criminals. But of course our Goverment allows them to rip people off so why wouldn't they. Why is it that the consumer is always the one that has no rights and corprate America gets away with murder....
Cathy
Alta Loma, California
U.S.A.
This report was posted on Ripoff Report on 02/21/2005 03:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/union-plus-by-household-bank/las-vegas-nevada-89193-8708/union-plus-by-household-bank-ripoff-on-your-interest-rate-increased-it-by-7-for-absolutel-132217. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Across the board
AUTHOR: Margo - (U.S.A.)
SUBMITTED: Saturday, April 01, 2006
I believe this is something that is happening across the board at Household since their acquisition by HSBC. It doesn't matter if you have perfect credit with them or all other companies since acquiring a card through them. I spoke with a representative of their with their MasterCard when the same thing happened to me and was told that this must be a mass thing because they had been getting calls all week about it. Like you, nothing derogatory had reported in my history since getting this card.
#1 Consumer Suggestion
Get Rid of Them
AUTHOR: Carolyn - (U.S.A.)
SUBMITTED: Sunday, October 23, 2005
You say you have very good credit, so you must be getting offers of very low interest credit cards in the mail. Sign up for one of those cards and transfer the Union Plus balance to that card. That's what I did. In some cases, it will only cost you $50 to transfer, and that, in the long run is so much cheaper than paying their outrageous, unfounded interest increase!
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