United Financial Lending Service You Don't Get What You Pay For New York New York

I contacted this company on Wednesday 7/9, paid the $34.95 and was told I'd get my money back if I couldn't get a loan.  I needed a home improvement loan of $8,000.  I went through the process with 8 different companies, 5 of them with phone calls, one of which said I qualified for only $350.00.  Really?  That won't even begin to touch what I need for my electrical work, fencing, etc.  The others said I didn't qualify for that high of a loan (or qualify for a loan period) and/or while I was on a particular website, which is NOT a part of United Lending, so it's all separate.  I contacted the United Lending Service this morning, and asked them to please refund my $34.95, as I was not getting the loan or the service I needed.  They said I had to provide proof of rejection, blah blah  blah.  How in the hell is a person supposed to prove a phone call conversation?  I talked to so many yesterday, I've no idea which ones I could even begin to contact to have them send the freakin ULS a document saying I was turned down.  So I responded by thanking them for screwing me out of my much-needed $$, that it's obvious how they make their money.  I signed up with them & paid that money in good faith, as I needed help with someone to give me a loan so I could start building credit, as I have none.  Ex-husband had everything in his name, and I'm just now starting to rebuild my credit, so THANK YOU UNITED LENDING SERVICE FOR NOTHING.