UNIVERSAL DEBT CLEARING INC. Christopher Wilson attempted fraud Internet

 I received an e mail stating I had taken out an online loan for $300 that was never paid and now owes $3600 and if not paid in a matter of days I would be prosecuted. It states I need to reply to his e mail to avoid prosecution which I did to let him know I did not take out that loan I never received a response from him. He is a fraud ! 5 months ago I got e mails from the same person but then he said he was with advance america and I had been approved for a $5000 installment loan, I called advance america corporate offices to verify weather or not he worked for them at which time they let me know he did not and it's a scam.