universal debt clearing inc the company universal debt clearing inc is charging me 1,140$ that I wasn't aware of stating that I took out a loan that I wasn't aware of or ever doing so. Internet

 Today the 17th of September I opened my email to find a starteling notice of prosecution if I did not settle a so called online cash advance with a certain company who was not disclosed. At first, I began to worry and react different and then I took a breath and started to focus on the letter. There are numerous grammatical errors, spelling issues and to say the least andy letter from being transmitted that supposedly is court issued looks aIt bit different then this one. It states that I woe an online payday advance originally taken out in the sum of $ 1140.00. The allegations is that I have not paid back a penny toward the said loan so the amount owed now is over$1140.00. My SS number is included along with my previous address however, the address is presented illfully and very in accurate. For a moment I wondered if I had forgotten to pay something since I have in fact never taken out a loan of this nature insome situations when things got tight. I responded like the email requested asking for a prompt callback in order to resolve the matter. No call as of yet. The character issuing the letter is known as Christopher Wilson titled Financial Crime and Investigation Dept. The supposed charges against me are as follows: Vilation of banking regulation Collertal theft fraud Debt by deception Electronic fundtransfer fraud Now although I believe these crimes probably take place in some nature, I assure you it is not me. I have forgotten to pay a bill here and there like some citizens, I have even not been able to at times and charged painful fees due to the tardiness but I assure you, I have not commited a crime and should not be treated as such.