Complaint Review: WAMU Credit Cards - Washington Mutual Savings and Loan - Dallas Texas
- WAMU Credit Cards - Washington Mutual Savings and Loan P.O Box 660487 Dallas, Texas U.S.A.
- Phone: 800-356-0011
- Web:
- Category: Credit & Debt Services
WAMU - Washington Mutual Savings and Loan, Credit Cards Increase APR above Usuary Law Dallas Texas
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WAMU has raised the APR on my credit card to 31.99% without my agreement. I have not been late nor over the credit limit ever. This amount is over the legal limit of interest a bank my charge which is set at 29% under a Usary Law.
When I contacted WAMU by phone they said that privacy laws prevent them from telling me why my account was singled out. When I asked for a supervisor I was hung up on four times in a row.
I was informed there is no one I can speak to about the increase and no review would be given. They claim I received a notice in September (I am writing this in November) but their own notice this month states they sent out an incorrect formula calculating the Default APR and that I should "ignore" the notice.
I will be contacting my representatives in Washington and my state in regards to the credit practives of Washington Mutual Savings and Loan.
Legaleagle
Sunrise, Florida
U.S.A.
This report was posted on Ripoff Report on 11/24/2007 09:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/wamu-credit-cards-washington-mutual-savings-and-loan/dallas-texas-75266/wamu-washington-mutual-savings-and-loan-credit-cards-increase-apr-above-usuary-law-dall-286529. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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