Complaint Review: westlake financial - Nationwide
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- Author Confirmed
- westlake financial Nationwide USA
- Phone:
- Web: www.westlakefinancial.com/contact-u...
- Category: Motor Vehicle
westlake financial repossesion with out notification vehicle payments made for 56 months repoed wit 3 payments remaining puyalluip wa puyallup wa
*Consumer Comment: Now you understand the consequences of loan default
*Consumer Comment: Typical Subprime Mantra
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made payments on vehicle for 56 months unfortanantly became 62 dys late. noitified westlake they stated they would defere payment to end of contract. The next day guess what vehicle was repoed impounded from drive way imagine that. . noitified westlake stated they wanted remainder off loan balance plus $1187.00 in fees there were only 3 payments left on vehicle. cost $2600.00 to get vehicle out if impound yard. so after making 56 months of payments on time to these people paying outrageous interest they repoed it charged 1187.00 more in interest then put a big red repoed stamp on our credit rating. then we also had to pay 375.00 in towing and storage. this buisnees should not be allowed to continue to operate. there ruthless over charge interest prey on the less fortunate as well as take advantage off everybody there in contact with. and they all desreve to go straight to hell. people like these definatly need to stay hiden behind telephones glass and steel because one of these days somebody is going to take this kind of thing very very personal because the working american man and woman does not desreve to be conned treatead and embezzaled from.
This report was posted on Ripoff Report on 12/10/2016 01:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/westlake-financial/nationwide/westlake-financial-repossesion-with-out-notification-vehicle-payments-made-for-56-months-1342463. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Now you understand the consequences of loan default
AUTHOR: coast - (USA)
SUBMITTED: Sunday, December 11, 2016
“so after making 56 months of payments on time to these people paying outrageous interest”
Your dissatisfaction with the interest rate is a case of buyer’s remorse.
“this buisnees should not be allowed to continue to operate”
Why is that? Is it because they enforced the terms of a financial agreement?
“the working american man and woman does not desreve to be conned treatead and embezzaled from”
Please provide details about the con and embezzlement. The lender is not required to notify the borrower when they intend to repossess a vehicle. The number of remaining payments is not a factor.
#1 Consumer Comment
Typical Subprime Mantra
AUTHOR: Robert - (USA)
SUBMITTED: Sunday, December 11, 2016
Answer this question. What did your contract say about payments?
Did it say that after 56 on-time payments you could make up your own payment schedule and become late? Did it say that you get "brownie points" for making your payments on-time?
NO it did not. It stated you needed to make ALL your payments on-time or you are subject to collection efforts INCLUDING reposession. So yes contrary to your sub-prime "entitlement" attitutude that somehow you are allowed to change the contract at will and they must just accept what ever you said. They had every legal right to reposess the vehicle, they gave you notificaton in the original agreement you signed, and they have every right to require you to pay off the balance of the loan.
Oh and before you even say it...NO it does NOT matter what the reason is you couldn't pay, as just like there is no condition in the loan agreement that says you can make up your own payment schedule, there are no provisions in the contract that says you only had to pay when you could.
Let me ask you this. Say that they did say they were going to reposess the car if you didn't pay. Would you have then paid? If that is the case then all of these extra fees are 100% on you as well as that proves you could have found a way to pay..you just CHOOSE not to. Again, very typical "entitlement" attitude.
Now, had they said that and you still couldn't pay then really what is the difference in the end result?
But there is a third option. Say that they told you they were going to reposess it and you decided to "hide" the car for a while. Are YOU still being honest, are you still as innocent as you are trying to make yourself out to be?
No I do not work for this or any other finance company.
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