Zarzaur & Schwartz PC Emotional Distress Birmingham Alabama

Their is nothing more stressful than awaking out of bed, going to the bathroom, coming from the bathroom with a sheriff's car and the deputy standing at my door, I open the door, retrieve the document and open it, their "Zarzaur & Schwartz" name appears, and what is more shocking! this makes the 3rd time, my complaint with "Zarzaur & Schwartz" is how they have scammed me on my payments, that were made to them on behalf of a credit card debt.

I have been paying on a debt since 2003 and I have paid a total of $1,076 to "Zarzaur & Schwartz" all documented, however I noticed after I would literally beg "Zarzaur & Schwartz" for a monthly balance sheet of the remaining debt, I notice after making $100 payments on a debt,I notice their wasn't much change in the balance, i continue to make payments on behalf of a debt, and I requested a Interest rate and fee schedule from "Zarzaur", they sent it, that chart told me everything, I would make payments and after several months, "Zarzaur" would basically "double" their interest, which "ate up" my payments, their were no fees or late charges added, only their "crooked" interest

I try to pay my debts off, but someone please tell me, how can you pay a debt off when the company or organization in which you are making your payments "scam" you on the interest.

Sammy
Saraland, Alabama
U.S.A.