Complaint Review: Advance Financial 24/7 - Clarksville Tennessee
Advance Financial 24/7 Shiva Finance, LLC or Harpeth Financial Services, LLC High daily interest Rates Clarksville Tennessee
*General Comment: Settlement
*Consumer Comment: Die Hard Member
*Consumer Comment: Funny, Funny, Funny!
Stay away from this predatory lender. They should be put out of business. Interest rate of 279%(how on earth is that legal? **). Imagine making monthly payments larger than your car payment but the balance never goes down. Imagine that after only a year and a half you end up paying almost 4 times the amount borrowed. If you need money, you are better off finding a loan shark. SHUT THIS SCAM OPERATION DOWN!
This report was posted on Ripoff Report on 09/15/2023 11:32 PM and is a permanent record located here: https://www.ripoffreport.com/report/advance-financial/clarksville-tennessee-shiva-1528765. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 General Comment
Settlement
AUTHOR: Nyoka - (United States)
SUBMITTED: Monday, September 18, 2023
A representative has reached out to me and agreed on a settlement. I would still recommend NOT getting a loan here. It will ruin you financially.
#2 Consumer Comment
Die Hard Member
AUTHOR: Nyoka - ()
SUBMITTED: Monday, September 18, 2023
Dear Die Hard Member, It’s impossible to be late with payments since it’s automatically deducted. My reason for making this report was to warn others. Find something worthy to do with your time on this earth.
#1 Consumer Comment
Funny, Funny, Funny!
AUTHOR: Irv - (United States)
SUBMITTED: Saturday, September 16, 2023
Thanks for showing the world YOU haven't any clue of what you're talking a out! It's absolutely hilarious! Anybody who takes out a loan with any lender has the opportunity to READ the contract BEFORE agreeing to its terms! You act surprised at the APR. If you would have used COMMON SENSE to READ what you were agreeing to, then you would have known what the APR was going to be and you could have NOT borrowed the money! Secondly, interest is always paid down first. It's called "amortization" and that's the way finance works! If YOU make late payments, YOU generate EXTRA INTEREST! Again, somebody with COMMON SENSE would know this and make their payments on time. Oh yes, don't bother writing back something stupid like "you must work for them" because I'll save you the trouble. I don't!
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