CORNERSTONE CFCU Denied me of a fair loan to barrow Lockport New York

You are not going to get a loan for considerably more than your car is worth wholesale. Especially since it sounds like your credit score is terrible (that is, you don't pay your debts). And nobody owes you anything.

You were denied credit based ONLY upon YOUR credit worthiness and the financial status of the collateral, the car. This is a NINE YEAR OLD CAR of which you are upside down in the deal meaning you owe more than the car's worth. They are NOT going to lend other people's money plfor a deal like that. Before you start blaming someone else for being upside down, the FACTS are someone becomes upside down because they put little to no money down, has a very long term loan and/or the the APR of the original car loan is very high due to poor credit.

I have no idea how a bank could possibly be making money off your "business concept” (which you didn’t even identify), but even if they did, the consequence of that would absolutely never be that they have to give you a car loan (!?). You didn’t say anything about having a patent on the idea, so it’s probably just some generic technique that everyone already knows. The bank has no obligation to lend money to anyone, and if you are making crazy false accusations against them, they would have to be very foolish to do business with you. And actually, chatGPT would at least know how to spell "borrow.”