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Ripoff Report | CORNERSTONE CFCU Review - Lockport, New York
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Report: #1529813

Complaint Review: CORNERSTONE CFCU - Lockport New York

  • Submitted:
  • Updated:
  • Reported By: Levan A Walker — Niagara Falls New York United States
  • Author Not Confirmed What's this?
  • Why?
  • CORNERSTONE CFCU 6485 Transit rd Lockport, New York United States

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I am a customer whom has a problem with being approved of a loan from Cornerstone Bank. I was susposed to be approved of a loan based on fair credit and understanding that all sorts of busineses and banks owes me grieviences for using my business concept to make money off of. As result I picked this situation up as dirty and immature to not consider me for a car loan to pay off my $ 2014 Cheverolet Malibu LT which was already paid up to $ 6,500.00 with $5,000.00 payments left.

This report was posted on Ripoff Report on 11/18/2023 10:39 AM and is a permanent record located here: https://www.ripoffreport.com/report/cornerstone-cfcu/lockport-new-york-denied-fair-1529813. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 General Comment

They are not stupid

AUTHOR: Flint - (United States)

POSTED: Sunday, November 19, 2023

You are not going to get a loan for considerably more than your car is worth wholesale. Especially since it sounds like your credit score is terrible (that is, you don't pay your debts). And nobody owes you anything.

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#2 Consumer Comment

You Can Forget The Conspiracy Smokescreen

AUTHOR: Irv - (United States)

POSTED: Sunday, November 19, 2023

You were denied credit based ONLY upon YOUR credit worthiness and the financial status of the collateral, the car. This is a NINE YEAR OLD CAR of which you are upside down in the deal meaning you owe more than the car's worth. They are NOT going to lend other people's money plfor a deal like that. Before you start blaming someone else for being upside down, the FACTS are someone becomes upside down because they put little to no money down, has a very long term loan and/or the the APR of the original car loan is very high due to poor credit.

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#1 Consumer Comment

This Reads Like it was Written by ChatGPT

AUTHOR: Rick - (United States)

POSTED: Sunday, November 19, 2023

I have no idea how a bank could possibly be making money off your "business concept” (which you didn’t even identify), but even if they did, the consequence of that would absolutely never be that they have to give you a car loan (!?). You didn’t say anything about having a patent on the idea, so it’s probably just some generic technique that everyone already knows. The bank has no obligation to lend money to anyone, and if you are making crazy false accusations against them, they would have to be very foolish to do business with you. And actually, chatGPT would at least know how to spell "borrow.”

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