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Report: #1511058

Complaint Review: Mikilani Amby - Kaneohe HAWAII

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  • Mikilani Amby 47-430 Hoopala street Kaneohe, HAWAII United States

Mikilani Amby Trans Union where do they get their credit information from? Kaneohe HAWAII

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Applied for a Care Credit account to pay for eye procedure. I have a credit score of 797. I paid off 1 house in Nov 2020 and working towards paying off another house $434,000. I have a total of 3 credit cards and 1 line of credit for a total of $15,000. We applied for 10,000 credit and did not get it based on the following below.  

It is joint accounts under my spouse and I.  We make almost $200,000 a year (But it's Hawaii and very expensive cost of living). So I dont get it when they say we did not pay down enough over time on real estate loan? not enough pay down balance on revolving accounts (I just used 2 existing accounts that had zero balance to buy a refrigerator and freezer in July 2021). The real estate loan was opened too recently (Re-fi Nov 2021 to a cheaper interest rate) and too many revolving accounts with a high balance compared to credit limit?

Trans Union WHAT??????.... Then Care Credit says we suggest you contact the consumer reporting agency to verify information.

 

This report was posted on Ripoff Report on 08/16/2021 07:33 PM and is a permanent record located here: https://www.ripoffreport.com/report/mikilani-amby/kaneohe-hawaii-trans-union-1511058. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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