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Report: #1532879

Complaint Review: Philip F Smith -

  • Submitted:
  • Updated:
  • Reported By: Garrett — Colorado United States
  • Author Confirmed What's this?
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Philip F Smith,, I purchased a Mortgage & Loan Broker Program from,, and for $2497. They promised a comprehensive lead generation system, but instead, they referred me to other companies for services, earning affiliate commissions.

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I am writing to report the fraudulent practices and false advertising perpetrated by,, and On March 27, 2024, I purchased their Mortgage & Loan Broker Program for $2497. The company promises a comprehensive lead generation system, but in reality, they merely refer clients to other companies that provide the actual services, earning affiliate commissions while charging upfront fees.

The package I received included only a software with a landing page, far from the "full-blown system" that was advertised. Additionally, the sales representative on the phone assured me I would receive an iPad, accompanied by an official-looking contract to sign. However, the iPad never arrived, and when I inquired about it, my queries were ignored.

Moreover, the company started charging me $1 daily, and when I requested to cancel these payments and asked for a refund within 30 days, I was denied. Despite acknowledging that the program was not suitable for me, they refused to issue a refund and proceeded to cancel my account, leaving me without access to the services I had paid for.

This company has proven to be fraudulent, engaging in theft and false advertising. They claim to provide a Done-For-You (DFY) system but fail to mention the one-week setup time and the substandard service.

Evidence: I have receipts, emails, and other documentation that support my claim, which I can provide upon request.

Desired Outcome: I am seeking a full refund of the $2497 I paid for this program plus the leads that I purchased that were never delivered. IF this is completed I will remove this RipOff Report. 


The practices of,, and are deceptive and fraudulent. They take money without delivering the promised services, ignore customer complaints, and refuse to issue refunds. I urge to highlight this issue to prevent others from being similarly deceived.

This report was posted on Ripoff Report on 06/08/2024 08:27 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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