1 & 1 Internet Services rips people off then tries to extort money from them using NCO Financial to collect! Chesterbrook, Pennsylvania

First off, while 1&1 poses itself as a Pennsylvania company, being a once resident of Pennsylvania I can tell you they aren't. Im not sure why they chose to use Pennsylvania as listed address. They might operate an office or two in PA, however if you look at the company as a whole, it's international.

To address your complaint, since 1&1 doesn't have your social security number (or shouldn't anyhow) there is very little they can do other then to call and send letters. It is against the Fair Debt Collection Act to charge a collection fee (to the best of my knowledge). Typically what happens with situations like this is when a company like 1&1 markets its products to render results like this (going to collection) they writeoff the amount you 'owe 1&1' so your done with 1&1. Then your stuck with NCO tring to collect this imaginary fee that they probably split with 1&1 if they actually manage to get something off you.

1&1 has done alot of shady moves in the past and this is why I say they aren't a company "based out of Pennsylvania". They'd of been shutdown a long long time ago, they are an international company, our laws can't touch them.

Since this isn't a legitimate debt, get yourself a thick black marker, cross out your address on all these letters, write rejected on them and drop them back in a mailbox or drop them off at a post office. If you can, change your telephone number, if this is something you can't do then I would have your telephone company block their numbers. If they call you with random or unknown telephone numbers then I would file harassment charges against the company.

Best Regards