777 Web Discount Club Unlimited Local Savings unauthorized withdrawal from my checking account Scottsdale, Arizona

In December 2010 I noticed a fake check (the check was phony with a phony number and it was electronic, not a "real" check with my handwriting) that drafted $49.99 from my checking account. The check was made out to Unlimited Local Savings.

I called the number provided on the check image (made available from my bank). I spoke with a lady in India... Geeezzze I hate the outsourcing of calls to India as we all know they will not help you because they are beaten if they blink their eye lids and allowed only one bathroom break during a 15 hour shift and if they do help you they are thrown in a dungeon. I digress...

She directed me to a web site where I made the request for a refund. I had to go back an forth with them via e-mail and nothing was done. I finally received a phone call where a lady from India says I should see a refund within 3-5 business days. I will let you know if nothing happens. I hope they don't beat her for helping me ;^)

Here is how I did it and I suggest that you do the same:

1) file a refund request on the website provided (on the phony check) for a refund

2) file a report on the BBB web site using the business name:

777 Web Discount Club LLC, 8390 E. Via De Ventura, #F110, Scottsdale, AZ 85258

3) call the business owner: Gary Thomas Vojtesak, and ask for a refund:

phone: 480-483-1200 or 480-998-3200 / cell: 310-505-0000 / fax: 480-483-1231 or 480-718-8813. His father's name is: Ronald Vojtesak, tel: 623-544-4112.

Please keep letting these people know that we will NOT take this kind of abuse. Please, please, please be sure to join ripoffreport.com and write about your case to let others know about this scam and be sure to Write the name: Gary Thomas Vojesakacross the internet so that when any person on the planet earth (China excluded...) will know he is a crook when they Google his name. At least we can ensure he doesn't pass the 'Google his name test' when a lady is dating him!

*EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

EDitor's Suggestions on how to et your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.