Absolute Home Mortgage ABSOLUTE WORST HOME MORTGAGE Baltimore Nationwide

Terrible, terrible, terrible.  Over the past 10 years I've secured 12 loans, and this is my WORST experience yet.  My wife and I own 4 properties with equity of over $500,000.  We have over $100,000 in liquid cash, and we make over $250,000 a year.  We went to Absolute Home Mortgage in Baltimore to get a small loan ($155,000) for a property as we are moving to Virginia.  As we are not new with the process, we provided everything to the processor up front.  We were approved, received a pre-approval letter, and moved forward with the process.  My wife was switching jobs (working with a new firm in Virginia) and, as such, she provided her contract and a signed letter stating her start date.  Over the next three weeks, the "underwriter" put the file "on hold" for multiple reasons.  I provided every document they asked within hours of the request.  My loan agent continued to give me excuses like "there is a storm in NY, so the underwriter isn't working today," or  "we are looking for a investor for the loan."  The excuses flowed on a daily basis, as did the requests for additional documentation.  In the past, the underwriter reviewed the file, provided a list of outstanding requirements, which I would provide, and then approve the loan.  A condition this "underwriter" had was for me to wire a round-about number to the escrow account without even getting final approval or Closing Disclosures.  THIS IS NOT NORMAL PRACTICE!!!  Finally, the written start date that my wife's employer provided was not enough, so they sought "verbal approval."  This was two weeks after we were suppose to close (two extensions were granted)! They couldn't get through as my wife's boss was on leave and we had to cancel the loan and pay cash. Wasted my time, my wife's time, totally JV.  If you are looking for a loan, DO NOT use these guys. ABSOLUTE WORST MORTGAGE COMPANY...EVER!