ACI Financial SCAM-RIP OFF Kitchener Ontario Canada

I recieved a pre approval email from Kelly Adams with Aci financial stating that i was pre approved and that they needed a copy of my driver's lisence, social security number, and my two most currrent pay stubs. After sending in the requried information i then recieved a phone call from Kelly Adams stating that i was approved for an $8,000 loan. I was given three options. 1. Co-signer, 2.Collateral, and 3. Insurance Blanket/down payment. I chose the third option because no one could co-sign with me and i didnt own a house or car for collateral. I then made the down payment of $987 through a money gram to Damien Mcpheresen. I was supposed to recieve my funds via direct deposit 12-24 hours. I did not. I was then sent more emails saying there was a hold on my account. I got back in contact with Kelly Adams who stated that there was a hold on my account and that the person figuring out my account made a mistake and they needed an additonal $647, but this time the handler was changed to Alla Ichtir. I was skeptial but assured when she said I would recieve my funds in 1-3 hours after i sent that money gram. I never recieved my funds and was unable to get back in contact with Kelly Adams. I was unaware of this scam until informed by a concerned friend that looked into the company on the internet

Jordan
Maynard, Iowa
U.S.A.