Allen Hill Trust Loan scammers Detroit, Michigan

  It's one of the most popular scams reported on this website.

"They had sent her a contract that seemed legitimate."

  I often wonder what it means when people say that.  Anyone with a computer can whip up a phony contract in a matter of minutes.  Of course, if the contract stated that she would have to pre-pay 4 months payments in order to get the loan, then that would be the obvious sign that it was not legitimate.   Legitimate lenders cannot legally do that.

  No doubt they required your friend to send payment via Western Union or Moneygram.  Legitimate companies do not do this.  Only scammers require this payment method because it leaves no paper trail for authorities to follow.  Basically, it's like handing cash to a stranger on the street.

"She is talking to a lawyer and will file charges"

  Tell her not to waste any more money on this.   No one can file charges because no one knows who the scammers are.  The company name was faked, the documents were faked and the phones they used were throwaway cells which have likely been discarded by now (or will be very soon).   There will be no money coming back on Nov 20th.

  For more info on this scam, see the FTC's web page :

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm