Complaint Review: American Finance---Nick Johnson - Internet
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- Author Not Confirmed
- American Finance---Nick Johnson Internet USA
- Phone: 1-315-285-4060
- Web: AmericanFinance.com
- Category: Cash Services
American Finance---Nick Johnson Offered a $3,000 loan, then wanted multiple charges Internet
*Consumer Comment: No, no recourse because it is a scam
Show customers why they should trust your business over your competitors...
I received an email regarding loan approval for $3,000 . They would only give details over the phone, not by email. They wanted "first month's payment" of $180, then said loan was being transferred, then call about a half hour later for fee of $250, then again for $300 in tax --I cut it off after hearing that. Payments are done using Green Dot moneypak.
I should have known since 'loan officers' have American names but clearly Indian accents. This wasted my tax refund. Is there any recourse?
This report was posted on Ripoff Report on 02/22/2014 01:10 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-finance-nick-johnson/internet/american-finance-nick-johnson-offered-a-3000-loan-then-wanted-multiple-charges-intern-1125629. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
No, no recourse because it is a scam
AUTHOR: FloridaNative - ()
SUBMITTED: Tuesday, February 25, 2014
No there is no recourse because these people are scammers. It is called the Advance Fee Loan Scam and you can read all about it at FTC(dot)gov. These scammers have you send them money in advance for a loan. You can determine it's a scam because they ask for money upfront for something (anything) before they will issue the loan. In your case: first months payment, loan transfer and tax. If you kept sending money they would keep coming up with additional items for you to pay. They frequently borrow the name of a legitimate company but use throw away phones and untraceable methods for you to send money. Those methods include Green Dot cards, Money Grams and Western Union. The names of the people are fake, the entire loan is fake. Doesn't matter what they say - it is only used to get you to send money.
Your money is gone. You can file a police report, but it won't help you to get your money back. Next time someone asks you to send money in order for you to get a loan - just say no. ALL ADVANCE FEE consumer loans are scams.
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