AmeriCredit Auto Financial Service scammers and dubious practices forth worth , Texas

Apparently the customer being late "for just a few days" must be you.  The ONLY reason ACF is financing you instead of a bank and a bank's lower interest rate is completely and totally dependent upon your credit reputation.  You were sub-prime before you signed the contract because you didn't pay your bills on time and now here we are within the contract period and surprise surprise, you're late again!  Uh, do you think now is the time to RESOLVE to pay your bills on time so that the next time you can get a lower interest rate from a bank? 

This very second, you can make two resolutions.  You can resolve to reply to this with name calling or saying "you must work for them" or you can resolve to pay your bills on time everytime.  If there's an income issue, then you take on a part time job weekend or at night to help you have proper cash flow.

This site is FULL of sub-prime thinking people who blame everybody but themselves for their credit related issues.  I guarantee you will be a much better person if you resolved to do the smart, mature thing...the second one...mentioned above!

There is NO fraud, scam or illegal scheme here!

Somebody do something ???  OK, why don't YOU do something instead of waiting on someone else to do your work for you ????  Try taking a little responsibility for yourself instead of sitting around whining !  Geeeezzzzzzzz.