Ameristar Financial Servicing - Charles Wonderlic - William H Dunn ILLEGAL collection activity, NOT licensed in FL, REFUSED to provide debt validation, Reporting falsified information ripoff Libertyville Illinois

I forgot to add the assumption that they do not need to be licensed.

Ameristar Financial Servicing Co, LLC are JUNK DEBT BUYERS so they feel that since they own the "debts" they do not have to be licensed as debt collectors.

This is a totally false assumption. Anyone other than the ORIGINAL creditor collecting THIER OWN money, needs to be licensed as a debt collector.

This is clearly spelled out in Illinois Statutes.

They think that a business license is all they need!

I will keep you all posted, as I sent a request to the State of Illinois for a copy of Richard Wonderlic dba: Ameristar Financial Servicing Co, LLC's license to do debt collection, and a copy of the business license they supplied in response to my complaint.

This should be interesting.

Yesterday I recieved a letter dated 7 Sept 06 from the Office of The Attorney General, State of Illinois, Consumer Protection Division. Attached was a response from Richard Wonderlic, "President", Ameristar Financial Servicing Company, LLC.

I challenged them to prove they were licensed in Illinois to do debt collection, as well as in the state of Florida where I reside. They responded with a 3 page letter attempting to discredit me and dodge the challenge. They attached a BUSINESS LICENSE! I guess they think this is all they need to do debt collections.

As expected, it was full of the standard debt collector lies and double talk.

As I originally stated, and as of today, I stand firm in the allegation that Ameristar Financial Servicing Company LLC is operating a debt collection business ILLEGALLY! They ARE NOT licensed to do debt collections.

Richard Wonderlic has signed a letter saying that he is the President of this illegal venture, and gave a phone number of (847)247-2581 under his signature.

Here is the information on them in case anyone gets harassed by these punks.

Ameristar Financial Servicing Company LLC.
1795 N. Butterfield Rd., Suite 200
Libertyville, Illinois. 60048
Toll free: (800)784-1535
Local: (847)855-2000
Fax: (847)855-2022

Richard Wonderlic sent me a letter today and identified himself as the President of Ameristar.

Richard Wonderlic is not listed on anything with Ameristar.

Everything is in the name of Charles Wonderlic. Ameristar is an LLC and Richard is not listed.

Charles must be Richards Daddy.

However, Richard did name his "Attorney" Dave Arnold, but did not give any address or phone# for this alleged attorney.

I guess this is supposed to impress me? intimidate me?

I think not.

Richard Wonderlic sent me a letter today and identified himself as the President of Ameristar.

Richard Wonderlic is not listed on anything with Ameristar.

Everything is in the name of Charles Wonderlic. Ameristar is an LLC and Richard is not listed.

Charles must be Richards Daddy.

However, Richard did name his "Attorney" Dave Arnold, but did not give any address or phone# for this alleged attorney.

I guess this is supposed to impress me? intimidate me?

I think not.

Richard Wonderlic sent me a letter today and identified himself as the President of Ameristar.

Richard Wonderlic is not listed on anything with Ameristar.

Everything is in the name of Charles Wonderlic. Ameristar is an LLC and Richard is not listed.

Charles must be Richards Daddy.

However, Richard did name his "Attorney" Dave Arnold, but did not give any address or phone# for this alleged attorney.

I guess this is supposed to impress me? intimidate me?

I think not.

These jokers "William H. Dunn / Ameristar sent me ANOTHER settlement offer. It had a 4-28-2006 date on it but was postmarked 5-16-2006, and recieved today.

This means it was mailed the same day William wrote me a letter saying the first one was an error..blah blah blah.

Another "error"...or unethical/illegal activity?

Here is the letter I sent, with personal info masked for security:
>>>>>>>>>>

Steve XXXXXXX RE: "Acct." # 260142XX / Claiming $5835.58
XXXXXXXXXXXXXXX XXXX
Bradenton, FL. 34207-4402
Fax: 800-850XXXXX

14 May 2006

Ameristar Financial Servicing Company LLC
Attn: William H. Dunn, "Account" Manager.
1795 N. Butterfield Rd; Suite 200
Libertyville, IL. 60048
Tel: 800-784-1535, 847-855-2000
Fax: 847-855-2022

RE: 3rd and FINAL NOTICE. DEMAND for "Debt" Validation and Licensing Info.

You are in an unfortunate position right now, as you have repeatedly violated the provisions of the FDCPA along with other state and federal laws. You WILL be held accountable. Failure to respond FULLY with this request WILL result in criminal charges and civil lawsuit being filed.

I hereby DEMAND the following information as provided for under the law. These are the things you will need in court should you follow up on your threat to sue me. Otherwise, I file a lawsuit on you for criminal harassment and frivolous lawsuit filing.

1). A certified / notorized copy of whatever contract I allegedly signed to create the "Retail Installment contract" with Westridge Financial that you are attempting to collect on.

2) You claim to have purchased the "debt", so I need to see hard proof that you actually own it and have legal rights to collect it. I need to see a certified / notorized copy of the purchase contract that specifically identifies this "debt" AND proof of payment, such as a cancelled check which will include to whom paid and how much.

3). I need the same information in item # 2 above for each time this debt changed hands back to the original creditor. EVERYONE who passed this along must show they had a legal right to collect it, otherwise you have illegally obtained it.

4). I need a certified / notorized copy of:
a). Your business license in the city and or county of operation
b). Your licensing and bonding info as a legal debt collector in IL.
c). Your registration in FL as a debt collector as is required to even send a collection notice to a FL resident, or file a legal lawsuit. It is a criminal act to operate without this.

Legal Note: The information above and/or the serving of a summons is the only communication you may have with me. Other than that there is a 100% CEASE COMMUNICATION in effect.

This is a legal notice being served by eFax to your published fax#, and a delivery log is available.

Steve XXXXXXXX

They are still sending notices to an address of another family member that is not mine. Three so far, 2 AFTER the CEASE COMM letter and notice not to send my mail to that address.

They must be new at this JDB business and/or collections in general, as they are not YET listed on BudHibbs.com, or any other sites.

The address they use belongs to Charles Wonderlic, aka the Wonderlic Test..