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Report: #250708

Complaint Review: AmeriTrust Financial - Dunedin Florida

  • Submitted:
  • Updated:
  • Reported By: Dripping Springs Texas
  • Author Confirmed What's this?
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  • AmeriTrust Financial 1425 Main St., Suite C Dunedin, Florida U.S.A.

AmeriTrust Financial Refuses to refund 200 they withdrew from my checking acount after giving me fradulant information regarding a credit card offer Dunedin Florida

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I received a call from Ameritrust telling me I was pre-approved for a credit card with a 2 thousand dollar spending limit. All I had to do was allow $200 to be deducted electronically from my checking account to reserve the card.

I was told that I would receive 5-$50 payment vouchers to use toward payment on my account.
When I received my acceptance letter I read that I HAD A CREDIT LINE OF $2000 after 35% down. The letter came in a hand written envelope with no return address and no web or e-mail address to respond over the internet.
I called the customer care department and was then told that my $2000 credit card was to be used for THEIR catalog.

I said I wanted my money back, was told that it was non refundable. I then requested to speak to a manager. At that time I was put on hold for 20 minutes and was never spoken to again.

I would never have agreed to a catalog credit card. I am a single woman who works two jobs and I am trying to rebuild my credit after a nasty divorce and this company has put me into a financial bind.

They say in my acceptance letter that I would receive 4-$50 vouchers, so they are in breach of the verbal contract as well as misrepresenting themselves as a regulr visa credit card card offer.

I need to know how to instigate a class action lawsuit against them.

Dripping Springs, Texas

This report was posted on Ripoff Report on 05/27/2007 12:06 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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