Complaint Review: Arrow Financial Services, LLC & Ferrell & Seldin Attorneys - Albuquerque New Mexico
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- Author Confirmed
- Arrow Financial Services, LLC & Ferrell & Seldin Attorneys 6605 Uptown Blvd NE Suite 200 Albuquerque, New Mexico U.S.A.
- Phone: 505-938-4343
- Web:
- Category: Collection Agency's
Arrow Financial Services, LLC & Ferrell & Seldin Attorneys Summons to respond to old credit card debt Ripoff Albuquerque New Mexico
*Consumer Comment: re
*Consumer Suggestion: Consult...
Show customers why they should trust your business over your competitors...
I received a summons this week demanding that I respond to a threat of a lawsuit and judgment against me for an 12-13 year old credit card debt. I have 30 days in which to enter a plea or motion. I'm not even sure what this credit card is. I know the statute of limitations has expired on this debt, but not sure what to do next about responding to them. I don't want a default judgment filed against me so I need legal advice to help me make the right decisions on how to handle this legally.
Kathy
Hobbs, New Mexico
U.S.A.
This report was posted on Ripoff Report on 06/30/2007 12:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/arrow-financial-services-llc-ferrell-seldin-attorneys/albuquerque-new-mexico-88240/arrow-financial-services-llc-ferrell-seldin-attorneys-summons-to-respond-to-old-credi-257932. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
re
AUTHOR: Michael - (U.S.A.)
SUBMITTED: Saturday, June 30, 2007
You're right the SOL has run out. Just tell them to stick it. If they want to take you to court let them. Just show the judge that the SOL has run out and you will get judgment in your favor. That's even if the other side shows up. Which is doubtful.
#1 Consumer Suggestion
Consult...
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Saturday, June 30, 2007
You should consult with an attorney if you can.
If the statute of limitations is truly expired, you should attend the court procedings and demand (ask nicely but firmly) that it be tossed out because of the statute of limitations - once the statute of limitations is expired, the creditor cannot obtain a judgement.
Now, that said, be careful. Read everything that was sent to you - then read everything that was sent to you AGAIN. What you're looking for something as the last transaction date for the debt - sometimes the crooked collections agencies will fake the date so that the statute of limitations is NOT expired. READ EVERYTHING CAREFULLY.
Regardless of what the papers say, do not ignore it - go to the hearing!!! If you suspect that the transaction date has been faked by the collector you really should consult with an attorney before you attend the hearing.
Good luck.
Note: the last date of transaction should be THE LAST PAYMENT YOU MADE on the debt, but sometimes not-so-honest folks will fake it - BE CAREFUL!
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