Assurant Protection Assurant Protection Plans / Ebay They scammed me out of money. Atlanta Georgia

I bought a set of headlights from Ebay Motors and was offered an extended warranty through Assurant that claimed it would cover anything that happened to the headlights except of course pysicla damage. I installed them in my truck which is driven less than 5000 miles per year and now the headlights are turning hazey and cracking just from sitting.

I called Assurant who turned around and said that the lights are not covered because they are electrical. When I asked why did they sell me a policy that covers evrything on this product i was told thats my fault for buying it and that I should know better. What a scam they are operating on Ebay.Buyers beware of them.