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Report: #265469

Complaint Review: Bob Watson Chevrolet - Harvey Illinois

  • Submitted:
  • Updated:
  • Reported By: Merrillville Indiana
  • Author Confirmed What's this?
  • Why?
  • Bob Watson Chevrolet 146 E 147th St, Harvey IL 60426 Harvey, Illinois U.S.A.

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I was contacted by Anna with Bob Watson Chevy in Harvey Illinois. She told me I had been PREAPPROVED for a car loan. I asked how much the loan was for and she told me she didn't have that information in front of her. (That should have sent up a red flag but I didn't think a lot of it).

I made an appointment and changed my schedule. I drove 40 minutes and arrived at the appointed time. I was taken to a "sales associate" named Angie. She asked fo my I.D. and I explained that I should be in the system because Anna had taken all that information. She said dhe just needed to verify my ID. She then told me that she was going to take my paperwork to the finance department. I asked her what happened to being preapproved. She said I was but they needed to review the application. After several minutes, she came back and told me that I would need a co-signer. I again asked what about being preapproved. She said that they have to send it several lenders to see which one wanted to loan the money.

I explained to her that that was not preapproved. I again told her that I would not ask anyone to co-sign and she gave me my paperwork back and shuffled me out the door.

This is not only a deceptive trade practice but also false advertising. I see from all the other reports here that I am not the only person Bob Watson Chevy has lied to. It seems to be a standard practice with them in an attempt to get customers in the building.

Below is a copy of the email sent from Anna with Bob Watson Chevy. I also have the message on my cell phone that she left telling me I was preapproved.

Dear Carl,

CONGRATULATIONS! YOUR APPLICATION HAS BEEN ACCEPTED!
Right now we have carry over 1000 pre-owned vehicles at any time, 1999 through 2007. We carry just about every make and model in the market! When you get here, let us know what kind of payment you want, type of vehichle, and we will give you a list to make car buying made easy! All trade in are accepted regardless of condition! Oh, I almost forgot to mention, since this is such a huge program that is being practiced in 48 states, we have access to about 40 different lenders so that we can find you the best interest rates and lowest payments. That means we are willing to work with any type of credit. We look forward to meeting all of your financing needs! See you soon!!

Sincerely,

Anna


Bring the following items with you to your appointment:

-Drivers License and/or State ID
-2 Current Paycheck stubs and/or Tax returns
-Phone Bill and/or Utility (Doesn't matter whose name its in)

Call us if any of these items are a problem for you. Thanks!

www.bobwatsonchevy.com
146 E 147th St, Harvey IL 60426
ONE BLOCK WEST OF HALSTED ON 147TH
708-333-9900

Carl
Merrillville, Indiana
U.S.A.

This report was posted on Ripoff Report on 08/06/2007 04:59 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bob-watson-chevrolet/harvey-illinois-60426/bob-watson-chevrolet-they-lie-to-you-to-get-you-in-their-business-harvey-illinois-265469. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 UPDATE EX-employee responds

Carl from Merriville. Please read this.

AUTHOR: John - (U.S.A.)

POSTED: Saturday, October 13, 2007

Consumers, I used to be the Sales Trainer and Recruiter for The Watson Auto Group. It is an honest and fair organization that helps clients with credit challenges get an auto loan. I targeted quality people from other industries and helped them make a transition to better employment. When you run a business that caters to a sub-prime consumer base, one thing is for sure 95 percent of the time. "My situation is someone else's fault." What is so bad about seeing your ID? The dealer has the right to verify who you say you are. This organization makes a major financial commitment to get applications and contribute to the "thriving" Harvey economy. Sometimes you need to work for your goal. Carl, Instead of looking for an outlet to complain, ask the dealer," What can I do to get a loan on my own?" Instead people think that if they complain enough their credit report magically re-animates itself into qualifying credit. Readers, if you don't mind honest and hard work, I recommend you talk to a manager at Bob Watson. They will change your financial life for the better. Oh, and one last bit of info." People never come to the dealer after swigging the Car Salesman are scum Kool-Aid. Be real and read this very carefully. A small un-paid bill can cost you tens of thousands of dollars in finance charges in your life. Pay your bills."

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#2 Consumer Comment

Application Accepted ...very tricky

AUTHOR: A - (U.S.A.)

POSTED: Monday, August 06, 2007

Typical auto scam. Application accepted. well sure any application can be accepted. That doesn't mean they are going to give you a loan/car. It is just a come on to get people in the door. Shabby.

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#1 Consumer Comment

Application Accepted ...very tricky

AUTHOR: A - (U.S.A.)

POSTED: Monday, August 06, 2007

Typical auto scam. Application accepted. well sure any application can be accepted. That doesn't mean they are going to give you a loan/car. It is just a come on to get people in the door. Shabby.

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