capital choice consumer credit inc. ripoff BAD CHECK ripoff fraud business miami Florida

Back in February of this year I saw were capital choice was advertising, credit and you had a credit up to $5,000.00 dollars. But when you sent in the 39.00 application fee, they sent you a magazine with products from their warehouse and you order from them. But you need a deposit for your order and then make monthly payments. Ex. If you wanted a radio that cost $250.00 then you would make a down payment of about $75.00 and then they send you the radio and then make payments on the balance. Well that's not what I wanted, so I sent them a nice letter that said that I think the plan that they have might help someone else but not me at this time, so I would like to have my money back please. Well they sent me a check that I took to my bank and guess what? It bounced. And the bank charged me $44.00 for the check well when I called them they placed me on hold so long I forgot what I was calling for, so I called back and then no answer. so I'm writing a letter to them now. terrance houston, Texas